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	<title>MintLife Blog &#124; Personal Finance News &#38; Advice &#187; Amy Sherman</title>
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		<title>15 Ways to Eat Out More and Spend Less</title>
		<link>http://www.mint.com/blog/saving/save-money-eat-out/</link>
		<comments>http://www.mint.com/blog/saving/save-money-eat-out/#comments</comments>
		<pubDate>Wed, 29 Jul 2009 19:12:15 +0000</pubDate>
		<dc:creator>Amy Sherman</dc:creator>
				<category><![CDATA[Saving]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[money saving tips]]></category>

		<guid isPermaLink="false">http://www.mint.com/blog/?p=4953</guid>
		<description><![CDATA[Dining out is one of the great pleasures in life. Fine food, great drinks, a meal with friends and the next thing you know you're loosening your belt. But with a troubled economy everyone is tightening their belts. You can still enjoy dining out, even on a budget. Do you know the best days and meals for making the most of your dollar? How to find a credit card that rewards you for restaurant dining? What site offers you rebate checks just for making reservations? Check out our smorgasbord of  top tips for saving money when you do dine in restaurants.
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			<content:encoded><![CDATA[<p><a href="http://www.mint.com/blog/wp-content/uploads/2009/07/3180125274_9eeb4fe025.jpg"><img align="center" src="http://www.mint.com/blog/wp-content/uploads/2009/07/3180125274_9eeb4fe025.jpg" alt="3180125274_9eeb4fe025" title="3180125274_9eeb4fe025" width="500" height="375" class="alignnone size-full wp-image-5006" /></a></p>
<p align="center">Photo: <a href="http://www.flickr.com/photos/tannazie/3180125274/">tannazie</a></p>
<p>Dining out is one of the great pleasures in life. Fine food, great drinks, a meal with friends and the next thing you know you&#8217;re loosening your belt. But with a troubled economy everyone is tightening their belts. You can still enjoy dining out, even on a <a href="http://www.mint.com/budget/">budget</a>. Do you know the best days and meals for making the most of your dollar? How to find a credit card that rewards you for restaurant dining? What site offers you rebate checks just for making reservations? Check out our smorgasbord of  top tips for saving money when you do dine in restaurants.</p>
<ol>
<li><strong>1. Find discount deals.</strong> Sites like <a href="http://www.restaurant.com/">Restaurant.com</a> offer gift certificates for less than face value. Just make sure you&#8217;re getting a discount somewhere you want to eat, otherwise it&#8217;s like those uncomfortable shoes you bought on sale and never wear. No bargain. </li>
<li><strong>2. Use an online booking agent</strong> like <a href="http://opentable.com/default.aspx">OpenTable</a>. You&#8217;ll get a rebate or thank you check for doing something you do anyway, making reservations. You’ll also find special promotions that will earn you rewards faster by dining at certain slower times. </li>
<li><strong>3. Some credit cards give you a bonus or rebate on restaurant purchases,</strong> <a href="http://www.mint.com/credit-cards/">decide which ones make the most sense </a>and then use them as much as you can. Mint.com can help you with unbiased recommendations based on your personal spending.</li>
<li><strong>4. Go out for lunch.</strong> Sometimes the prices on the lunch menu are a fraction of what you&#8217;ll pay at dinner for almost the same thing.</li>
<li><strong>5. Watch what you drink!</strong> Restaurants make a larger margin on beverages than they do on food. Do you really need that bottled water or cocktail?</li>
<li><strong>6. Eat less.</strong> Smaller appetite? Try choosing a salad, side dish or appetizer. Let your waiter know you are looking for something on the light side, you just don&#8217;t want to end up with something so small that you end up ordering a huge dessert.</li>
<li><strong>7. Share dessert.</strong> Speaking of huge desserts, you may have noticed that dessert prices and sizes have steadily grown larger. Find a partner and be sure to ask for two spoons.</li>
<li><strong>8. Share a large entree</strong> or take half of it home for tomorrow&#8217;s lunch. The best way to do this is to visually divide your plate in portions before you start eating. If you plan on taking it home, order something that reheats well such as soup, stew or a braised dish and skip delicate foods like salad or seafood.</li>
<li><strong>9. Have a snack!</strong> You know what happens if you go grocery shopping when you&#8217;re hungry. Likewise if you go out to dinner ravenous you&#8217;re likely to order too much. If you skip lunch, you&#8217;ll also be tempted to order too much.</li>
<li><strong>10. Eat out on Tuesdays or Wednesdays</strong>, the slowest days of the week for restaurants. You&#8217;ll be much more likely to find special deals and offers, not to mention a quieter more relaxing dining experience.</li>
<li><strong>11. Look for early bird or prix fixe specials.</strong> Now more than ever restaurants are looking for your business and offering special promotions. Often a three course meals is just a few dollars more than the cost of one expensive entree.</li>
<li><strong>12. Use a coupon.</strong> Local coupon books like the <a href="http://www.entertainment.com/discount/home.shtml">Entertainment book</a> offers hundreds of 2-for-1 and 50% off coupons for all kinds of restaurants. If you like fine dining, find a friend who likes fast food and share the cost of the book. The online version of this book may be a great deal if you are planning to travel. There is no long-term commitment, you can choose any location you wish, and the print the coupons you want for only $4.95 a month. </li>
<li><strong>13. BYOB.</strong> If you have a nice bottle of wine at home, look for restaurants that offer reasonable corkage fees. Just be sure you are not bringing a bottle that is on the restaurant wine list. Some restaurants offer free corkage if you buy one bottle. With a group, this is a great way to save.</li>
<li><strong>14. Cut a coupon.</strong> Don’t forget those coupons that come in the mail! <a href="http://www.valpak.com/">Valpak</a> offers coupons online as well. Be sure to do a quick search before heading off on vacation.</li>
<li><strong>15. Eat at the bar.</strong> Dying to try that expensive new restaurant that just opened to rave reviews? See if they have a bar menu. You may be able to get a taste of what&#8217;s being served in the dining room for much less. </li>
</ol>
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		<slash:comments>19</slash:comments>
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		<title>5 Tips for Throwing a Holiday Party Recession Style</title>
		<link>http://www.mint.com/blog/finance-core/5-tips-for-throwing-a-holiday-party-recession-style/</link>
		<comments>http://www.mint.com/blog/finance-core/5-tips-for-throwing-a-holiday-party-recession-style/#comments</comments>
		<pubDate>Tue, 04 Nov 2008 22:16:46 +0000</pubDate>
		<dc:creator>Amy Sherman</dc:creator>
				<category><![CDATA[Finance Core]]></category>
		<category><![CDATA[Frugal Living]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[holiday]]></category>
		<category><![CDATA[money saving tips]]></category>

		<guid isPermaLink="false">http://blog.mint.com/blog/?p=560</guid>
		<description><![CDATA[Just because the economy is tanking, doesn't mean the party is over. Entertaining at home is less expensive than you might think. These simple money saving tips will help you throw a great party for less than you'd spend on a big night on the town.
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<p>Just because the economy is tanking, doesn&#8217;t mean the party is over. Entertaining at home is less expensive than you might think. These simple money saving tips will help you throw a great party for less than you&#8217;d spend on a big night on the town.</p>
<p><a href="http://blog.mint.com/blog/wp-content/uploads/2008/11/evitecalculator.jpg"><img class="alignleft size-medium wp-image-647" style="float:right;margin-bottom:20px;margin-left:20px;margin-right:0;margin-top:0;" title="evitecalculator" src="http://blog.mint.com/blog/wp-content/uploads/2008/11/evitecalculator.jpg" alt="" width="300" height="237" /></a></p>
<p><strong>1. Go casual. </strong>If you think you need Champagne and caviar to have a good time, think again. A less formal affair encourages your guests to relax and have fun. It&#8217;s the difference between a Superbowl party and New Year&#8217;s Eve. Forget sit down affairs, go for finger food and wine. Decide on the budget you feel comfortable with and plan accordingly. Evite&#8217;s <a href="http://www.evite.com/app/party/calculator/view.do">party budget estimator</a> is a great way to figure out where and how to spend your money wisely.</p>
<p><br style="clear:both;" /></p>
<p><a href="http://blog.mint.com/blog/wp-content/uploads/2008/11/hires-2007-mirassou-bottle-chardonnay2.jpg"><img class="alignleft size-medium wp-image-648" style="float:left;margin-bottom:20px;margin-left:0px;margin-right:20px;margin-top:0;" title="hires-2007-mirassou-bottle-chardonnay2" src="http://blog.mint.com/blog/wp-content/uploads/2008/11/hires-2007-mirassou-bottle-chardonnay2.jpg" alt="" width="120" height="300" /></a></p>
<p><strong>2. Pick the right wines. </strong>Skip expensive cocktails and serve a choice of approachable and affordable red and white wines that will go with almost anything you serve. A <a href="http://www.mirassou.com/wines/chardonnay.asp">Chardonnay</a> that is mildly oaky will pair well with anything caramelized. &#8220;Toasted loves toasted,&#8221; says David Katz, Chef and Managing Partner of Pane Vino. Toasted bread, nuts or caramelized onions all make fine matches with a balanced Chardonnay. For a red wine, Katz recommends choosing something medium weight like <a href="http://www.mirassou.com/wines/pinot.asp">Pinot Noir</a>. Mirassou Chardonnay and Pinot Noir fit the bill nicely and are around $10 each. Other food friendly and budget friendly choices include a crisp Rosé or a sparkling Spanish Cava.</p>
<p><br style="clear:both;" /></p>
<p><a href="http://blog.mint.com/blog/wp-content/uploads/2008/11/bluecheesemousse1.jpg"><img class="alignright size-medium wp-image-649" style="float:right;margin-bottom:20px;margin-left:20px;margin-right:0;margin-top:0;" title="bluecheesemousse1" src="http://blog.mint.com/blog/wp-content/uploads/2008/11/bluecheesemousse1.jpg" alt="" width="300" height="225" /></a><br />
<strong>3. Know when to splurge and when to save. </strong>Some ingredients are worth the extra cash. Katz recommends saving when it comes to blue cheese with a domestic supermarket brand, but splurging on sliced to order imported prosciutto. Buying from a deli means you&#8217;ll end up with thinner slices and save in the long run. Wrap slices of prosciutto around Italian bread sticks for a quick and savory bite.</p>
<p><br style="clear:both;" /></p>
<p><a href="http://blog.mint.com/blog/wp-content/uploads/2008/11/proscuitto.jpg"><img class="alignleft size-medium wp-image-650" style="float:left;margin-bottom:20px;margin-left:0px;margin-right:20px;margin-top:0;" title="proscuitto" src="http://blog.mint.com/blog/wp-content/uploads/2008/11/proscuitto.jpg" alt="" width="300" height="225" /></a></p>
<p><strong>4. Prep in advance. </strong>Many great appetizers can be made in advance. <a href="http://www.foodnetwork.com/recipes/saras-secrets/blue-cheese-mousse-canapes-with-radish-recipe/index.html">Blue cheese mousse</a> can be made days ahead then piped or spooned onto vegetables before the party starts. <a href="http://www.epicurious.com/recipes/food/views/MIDDLE-EASTERN-SESAME-LAMB-MEATBALLS-WITH-MINTED-YOGURT-DIP-13076">Meatballs</a> made from any inexpensive ground meat or turkey found on sale can be made then frozen and reheated. <a href="http://www.foodnetwork.com/recipes/nigella-lawson/the-union-square-cafes-bar-nuts-recipe/index.html">Spiced toasted nuts</a> can also be made hours before your guests arrive. End your party with a selection of homemade cookies and brownies, ice cream optional.</p>
<p><br style="clear:both;" /></p>
<p><a href="http://blog.mint.com/blog/wp-content/uploads/2008/11/hires-2007-mirassou-bottle-pinot-noir.jpg"><img class="alignright size-medium wp-image-651" style="float:right;margin-bottom:20px;margin-left:20px;margin-right:0;margin-top:0;" title="hires-2007-mirassou-bottle-pinot-noir" src="http://blog.mint.com/blog/wp-content/uploads/2008/11/hires-2007-mirassou-bottle-pinot-noir.jpg" alt="" width="89" height="300" /></a><br />
<strong>5. Get friends involved. </strong>Have a friend who knows something about wine? Ask them to bring a few of their favorite house reds. Is one of your pals a great cook? Get them to make an appetizer or dessert. Encouraging your friends to help out gives them a chance to take a more active role in the party, takes the pressure off of you as host and helps spread the financial burden more equitably as well.</p>
<p>Most importantly, make your party easy and relaxed. Stuffy parties that break the bank are no fun. Chances are, if you&#8217;re having a good time, your guests will too!</p>
<p>Amy Sherman is a San Francisco–based writer, recipe developer, and restaurant reviewer. Visit her blog at <a href="http://cookingwithamy.blogspot.com/">Cooking with Amy</a></p>
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