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	<title>Comments on: Is Your Bank Working For You or Against You?</title>
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	<link>http://www.mint.com/blog/investing/is-your-bank-working-for-you-or-against-you/</link>
	<description>The blog of the free, simple personal finance solution. Track all your spending automatically, find the best deals, save more money. And save the world.</description>
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		<title>By: Annette</title>
		<link>http://www.mint.com/blog/investing/is-your-bank-working-for-you-or-against-you/comment-page-1/#comment-35102</link>
		<dc:creator>Annette</dc:creator>
		<pubDate>Tue, 18 Aug 2009 00:16:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.mint.com/blog/?p=2899#comment-35102</guid>
		<description>I am in desperate need of some advice. I am a single mom of two,  paying a ridiculous $2000.00 a month mortgage with a 9.5 ADJUSTABLE  interest rate. When I saw how much goes to the principle, I almost cried. I tried refinancing , but of course I owe more than the house is worth. I tried the Home modification. But they said the &quot;dedt to income ratio was sufficient&quot;. Wow,  with 0$ left in my bank account after all is paid, How did they figure that one!. I am running out of options. Dont want to lose my house, but at this rate I will never own it. Is foreclosure  my only option??</description>
		<content:encoded><![CDATA[<p>I am in desperate need of some advice. I am a single mom of two,  paying a ridiculous $2000.00 a month mortgage with a 9.5 ADJUSTABLE  interest rate. When I saw how much goes to the principle, I almost cried. I tried refinancing , but of course I owe more than the house is worth. I tried the Home modification. But they said the &#8220;dedt to income ratio was sufficient&#8221;. Wow,  with 0$ left in my bank account after all is paid, How did they figure that one!. I am running out of options. Dont want to lose my house, but at this rate I will never own it. Is foreclosure  my only option??
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		<title>By: Debt</title>
		<link>http://www.mint.com/blog/investing/is-your-bank-working-for-you-or-against-you/comment-page-1/#comment-31187</link>
		<dc:creator>Debt</dc:creator>
		<pubDate>Thu, 14 May 2009 03:00:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.mint.com/blog/?p=2899#comment-31187</guid>
		<description>Yes, my bank is definitely working for me.  CAUSE I AM THE CEO!  !    MUHAHAHAHAAHAAA!</description>
		<content:encoded><![CDATA[<p>Yes, my bank is definitely working for me.  CAUSE I AM THE CEO!  !    MUHAHAHAHAAHAAA!
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		<title>By: boat sports</title>
		<link>http://www.mint.com/blog/investing/is-your-bank-working-for-you-or-against-you/comment-page-1/#comment-31169</link>
		<dc:creator>boat sports</dc:creator>
		<pubDate>Wed, 13 May 2009 07:09:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.mint.com/blog/?p=2899#comment-31169</guid>
		<description>You do business with too large a bank then.   Go to a local or regional bank.   You typically get much better service.</description>
		<content:encoded><![CDATA[<p>You do business with too large a bank then.   Go to a local or regional bank.   You typically get much better service.
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		<title>By: Ricky Peterson</title>
		<link>http://www.mint.com/blog/investing/is-your-bank-working-for-you-or-against-you/comment-page-1/#comment-30814</link>
		<dc:creator>Ricky Peterson</dc:creator>
		<pubDate>Thu, 30 Apr 2009 05:03:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.mint.com/blog/?p=2899#comment-30814</guid>
		<description>BOA is very good bank to deal with, I can say that from my past experiences with the Bank. I am Freelance writer and they provide me same day check facilities since past many years.</description>
		<content:encoded><![CDATA[<p>BOA is very good bank to deal with, I can say that from my past experiences with the Bank. I am Freelance writer and they provide me same day check facilities since past many years.
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		<title>By: Television Spy</title>
		<link>http://www.mint.com/blog/investing/is-your-bank-working-for-you-or-against-you/comment-page-1/#comment-30769</link>
		<dc:creator>Television Spy</dc:creator>
		<pubDate>Wed, 29 Apr 2009 00:09:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.mint.com/blog/?p=2899#comment-30769</guid>
		<description>Definitely not in your interests for that matter, they pay relatively low interest on money you have in the bank compared to if you take a loan from them - then the interest is double fold.</description>
		<content:encoded><![CDATA[<p>Definitely not in your interests for that matter, they pay relatively low interest on money you have in the bank compared to if you take a loan from them &#8211; then the interest is double fold.
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		<title>By: Kyzzyxx</title>
		<link>http://www.mint.com/blog/investing/is-your-bank-working-for-you-or-against-you/comment-page-1/#comment-30767</link>
		<dc:creator>Kyzzyxx</dc:creator>
		<pubDate>Tue, 28 Apr 2009 22:35:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.mint.com/blog/?p=2899#comment-30767</guid>
		<description>Wow! That&#039;s it, I&#039;m opening up a kool-aid stand. $5 per dixie cup.</description>
		<content:encoded><![CDATA[<p>Wow! That&#8217;s it, I&#8217;m opening up a kool-aid stand. $5 per dixie cup.
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		<title>By: darren</title>
		<link>http://www.mint.com/blog/investing/is-your-bank-working-for-you-or-against-you/comment-page-1/#comment-30766</link>
		<dc:creator>darren</dc:creator>
		<pubDate>Tue, 28 Apr 2009 22:34:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.mint.com/blog/?p=2899#comment-30766</guid>
		<description>&quot;but if your basic business model is to make money on tricks, traps and gotchas, then your business model has been declared by the Federal Reserve Board of Governors unfair and deceptive,” Mierzwinski adds. “Banks can’t lie, cheat or steal anymore.”

The federal reserve is wagging their fingers now at &quot;deceptive business models&quot;? This is the height of hypocrisy, seeing as how they are the planners of our economy and prior to this crisis which they engineered they were encouraging ALL of these so-called &quot;abusive practices&quot;.</description>
		<content:encoded><![CDATA[<p>&#8220;but if your basic business model is to make money on tricks, traps and gotchas, then your business model has been declared by the Federal Reserve Board of Governors unfair and deceptive,” Mierzwinski adds. “Banks can’t lie, cheat or steal anymore.”</p>
<p>The federal reserve is wagging their fingers now at &#8220;deceptive business models&#8221;? This is the height of hypocrisy, seeing as how they are the planners of our economy and prior to this crisis which they engineered they were encouraging ALL of these so-called &#8220;abusive practices&#8221;.
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		<title>By: Scott</title>
		<link>http://www.mint.com/blog/investing/is-your-bank-working-for-you-or-against-you/comment-page-1/#comment-30764</link>
		<dc:creator>Scott</dc:creator>
		<pubDate>Tue, 28 Apr 2009 20:51:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.mint.com/blog/?p=2899#comment-30764</guid>
		<description>Switch to a credit union that gives a good APY %. I&#039;m making 3.00% off my checking. remember banks seem to forget they work for you, so, if they do forget, drop em! It&#039;s your money! Take control of it now!</description>
		<content:encoded><![CDATA[<p>Switch to a credit union that gives a good APY %. I&#8217;m making 3.00% off my checking. remember banks seem to forget they work for you, so, if they do forget, drop em! It&#8217;s your money! Take control of it now!
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		<title>By: wikiBuddha</title>
		<link>http://www.mint.com/blog/investing/is-your-bank-working-for-you-or-against-you/comment-page-1/#comment-30760</link>
		<dc:creator>wikiBuddha</dc:creator>
		<pubDate>Tue, 28 Apr 2009 20:31:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.mint.com/blog/?p=2899#comment-30760</guid>
		<description>Well, I&#039;m disappointed that the offensive material was removed. Especially, since nobody provided a description of it (beyond offensive). I&#039;m a big fan of freedom of speech, so that&#039;s why I&#039;m disappointed. However, I do reserve respect for the mint for listening to its readers.</description>
		<content:encoded><![CDATA[<p>Well, I&#8217;m disappointed that the offensive material was removed. Especially, since nobody provided a description of it (beyond offensive). I&#8217;m a big fan of freedom of speech, so that&#8217;s why I&#8217;m disappointed. However, I do reserve respect for the mint for listening to its readers.
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		<title>By: McFernis</title>
		<link>http://www.mint.com/blog/investing/is-your-bank-working-for-you-or-against-you/comment-page-1/#comment-30757</link>
		<dc:creator>McFernis</dc:creator>
		<pubDate>Tue, 28 Apr 2009 20:03:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.mint.com/blog/?p=2899#comment-30757</guid>
		<description>Unfortunately, those not offended aren&#039;t likely to speak up - so I doubt it was by &quot;popular&quot; demand the image was replaced.  I though the image hinted at on Digg was a great image.  I can&#039;t fathom how people can find a cartoon image using bathroom icons offensive, but don&#039;t post how offensive how banks they now own can rip them off.

*muses*  Perhaps it is a side-effect of the 1990s culture that everything has to be PC - sacrifice the individual for the masses (a very non-constitutional way of viewing things).

*Suits up in Nomex for the forthcoming flaming*</description>
		<content:encoded><![CDATA[<p>Unfortunately, those not offended aren&#8217;t likely to speak up &#8211; so I doubt it was by &#8220;popular&#8221; demand the image was replaced.  I though the image hinted at on Digg was a great image.  I can&#8217;t fathom how people can find a cartoon image using bathroom icons offensive, but don&#8217;t post how offensive how banks they now own can rip them off.</p>
<p>*muses*  Perhaps it is a side-effect of the 1990s culture that everything has to be PC &#8211; sacrifice the individual for the masses (a very non-constitutional way of viewing things).</p>
<p>*Suits up in Nomex for the forthcoming flaming*
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