Comments on: Money Saving Tips: Credit Scores, Everything You Need to Know

By: Browser-Makers Seek Clickjacking Fix

Browser-Makers Seek Clickjacking Fix — Sat, 04 Oct 2008 16:33:50 +0000

..]It’s important that consumers know that the only Web site where they can obtain a free credit report is AnnualCreditReport.com, a site set up by the federal government. One credit report per year from each of the reporting agencies is available for free to consumers…]

By: bmesc

bmesc — Wed, 04 Jun 2008 17:38:07 +0000

Be highly cautious if you click on the “Free score and reports from Experian” link they list above. The link goes to freecreditreport.com. If you go there, you need to carefully read all the text on each page because even though you think you are just providing needed info to get a free credit report (which you do get), you are actually also signing up for a monthly monitoring service at $14.95 a month. This site gets massive complaints. Search for “cic triple advantage” (the mysterious charge that shows up on your credit card) in google to see all the complaints. While they will reverse the charges, it is a hassle. I have requested Mint to do us all a favor and remove the link.

By: cecil_t

cecil_t — Mon, 17 Mar 2008 16:23:39 +0000

“limit unnecessary credit accounts. Let’s face it, 100 credit card accounts opened and no mortgage loan may look a bit sketchy” … “you should never close a credit card account…”

Uh, what? So do I want to have more credit card accounts or fewer accounts? “Never” might be a bit of a strong recommendation. Your credit score IS NOT a reason to keep a credit card account open that you never use and sits with a zero balance.

By: Jordan

Jordan — Tue, 23 Oct 2007 23:45:12 +0000

Okay, but this doesn’t tell me _everything_

Most importantly right now, when I order my credit report(s), am I going to have my parents’ information on there, too? I have my own credit card, but my address is the same as theirs, which seems to be a big part of the “Who are you?” that the reporting agencies look at. Is my score going to have their mortgage and everything else on it? How do I fix that?

By: Andrew

Andrew — Fri, 27 Apr 2007 06:38:04 +0000

Good article. You should also check out a PBS documentary called The Secret History of the Credit Card. If you haven’t seen it DO IT! Download it! isohunt.com. Get it from your library. However you can, just see it. Downright frightening.

By: Carnival of Personal Finance #93: Quick Picks → We’re In Debt

Carnival of Personal Finance #93: Quick Picks → We’re In Debt — Mon, 26 Mar 2007 23:38:42 +0000

[...] Mint also looks at your credit scores and thinks that you should care about [...]

By: Stephanie

Stephanie — Sun, 25 Mar 2007 04:17:39 +0000

Oh man, Cap – my boyfriend came to me today, all ready for me to be proud of him because he looked up his credit score. I raised an eyebrow and asked the important question… “were did you get it from?”

He couldn’t remember. “e… something.”

Confidence this does not instill

Lesson kids: Make sure you know what credit score you’re getting, and from whom!

By: tanyetta

tanyetta — Sun, 25 Mar 2007 02:00:47 +0000

LOL at —brand new Hello Kitty credit card

By: Cap

Cap — Fri, 23 Mar 2007 17:16:40 +0000

can’t believe forgot the inclusion of disputing incorrect items. good add, sir

By: links for 2007-03-23 ∞ Get Rich Slowly

links for 2007-03-23 ∞ Get Rich Slowly — Fri, 23 Mar 2007 08:22:53 +0000

[...] Credit Scores –Yes, You Should Give a Damn About It » MyMint Poor grammar in the title aside, this is a fairly comprehensive overview of credit scores and why they matter. (tags: creditreport credit personalfinance) [...]