Comments on: Personal Finance Tools: Happy Graduation! Now What Do You Do About Your Finances?

By: Sally

Sally — Sat, 30 May 2009 23:23:51 +0000

“38-cent Cup O’ Noodles. 99-cent value meals. But just because you’re out of college and you’ve landed that hot-shot job at that investment bank, or that defense company, or that yet-another-Web 2.0 company — doesn’t mean you need to start spending it like there’s no tomorrow.”
I could not disagree more with these statements. Your health is the most important thing you have, not your money. Take care of your body first and above all. Trust me. The American diet is what is our countries worst health problem.

By: Captain Flint

Captain Flint — Thu, 28 Jun 2007 02:49:02 +0000

I agree with Bjoern about not planning for retirement too soon. It’s very important to figure out what it is you want in the short term (car, travel, nicer place, more time) and also long term.

By: Bjoern

Bjoern — Wed, 30 May 2007 21:41:23 +0000

Actually I would recommend against planning for retirement too soon. When suddenly money started to accumulate on my bank account, I kind of panicked and ended up buying up an investment that was not very suitable for me. It was almost as if I had a psychological thing of having to get rid of the money. Many investments are very hard to get rid of (it was something of the pay amount xxx for the next 30 years variety).

Not only did I give away too much money, I also ended up hating my job and going through stretches of not having a lot of money (trouble paying the rates). My dream turned out to be to start my own company, and retirement savings are pretty useless for that. It would have been much better to put my savings into more liquid investments.

By: Simple Pound » Graduated? Now what do you do about your Finances?

Simple Pound » Graduated? Now what do you do about your Finances? — Mon, 09 Apr 2007 18:01:00 +0000

[...] I just read a post on StopBuyingCrap.com that nicely summarises what you need to think about after you graduate and preferably before the first paycheck is deposited in your account. While it doesn’t give you any concrete information on what to do, it should get you in the mood of thinking about what’s going to happen next. And even if you are already doing this, it should still be an entertaining read. [...]

By: Carnival of Personal Finance » Carnival of Personal Finance #95

Carnival of Personal Finance » Carnival of Personal Finance #95 — Mon, 09 Apr 2007 13:43:51 +0000

[...] Graduated? Now What Do You Do About Your Finances? [...]

By: Accumulating Money » Carnival of Personal Finance #95

Accumulating Money » Carnival of Personal Finance #95 — Mon, 09 Apr 2007 07:42:44 +0000

[...] Graduated? Now what do you do about your finances? [...]

By: » Weekly Blog Roundup, Easter Edition on Consumerism Commentary

» Weekly Blog Roundup, Easter Edition on Consumerism Commentary — Sun, 08 Apr 2007 20:01:33 +0000

[...] from StopBuyingCrap posted a guest post, Graduated? Now What Do You Do About Your Finances? on the blog for Mint. Mint is a soon-to-be-released web-based software for managing your finances [...]

By: Ryan Waggoner

Ryan Waggoner — Sun, 08 Apr 2007 16:36:28 +0000

Good post. I’m excited to see what mymint has to offer once you launch.

I recently started a 12 part series on my blog about investing for young adults. Not trying to spam here, but given the nature of this post, I thought it might be relevant. Thanks!

http://www.ryanwaggoner.com/2007/04/01/investing-for-young-adults-introduction/