Comments on: The National Need For Better Personal Finance Management http://www.mint.com/blog/finance-core/the-national-need-for-better-personal-finance-management/ The blog of the free, simple personal finance solution. Track all your spending automatically, find the best deals, save more money. And save the world. Fri, 19 Mar 2010 18:26:43 -0700 http://wordpress.org/?v=2.8.6 hourly 1 By: Pat Giermann http://www.mint.com/blog/finance-core/the-national-need-for-better-personal-finance-management/comment-page-1/#comment-23993 Pat Giermann Sat, 24 May 2008 19:29:55 +0000 http://blog.mint.com/blog/finance-core/the-national-need-for-better-personal-finance-management/#comment-23993 I've been living by these principles for many, many years. I would love to switch to Mint from Quicken, but I have so much history in Quicken, I'm hesitant. Is there a way to upload my Q files so i can carefully watch my patterns in Mint? I also need the investments/securities package, not to mention the capacity to upload lots of transactions. I do love the clean, easy look and feel of Mint. No screen shimmering, no loooong downloads of updates, no backup foul-ups. Thanks. I’ve been living by these principles for many, many years. I would love to switch to Mint from Quicken, but I have so much history in Quicken, I’m hesitant. Is there a way to upload my Q files so i can carefully watch my patterns in Mint?

I also need the investments/securities package, not to mention the capacity to upload lots of transactions.

I do love the clean, easy look and feel of Mint. No screen shimmering, no loooong downloads of updates, no backup foul-ups. Thanks.

]]> By: tbell http://www.mint.com/blog/finance-core/the-national-need-for-better-personal-finance-management/comment-page-1/#comment-23563 tbell Tue, 13 May 2008 20:18:03 +0000 http://blog.mint.com/blog/finance-core/the-national-need-for-better-personal-finance-management/#comment-23563 Being from Eastern Europe where I grew up with no knowledge or existence of CREDIT of any kind, you just learn to live with the money you have in your bank account. It kills me to see people in this country not being able to save a dime and on top of it use credit for everything. My parents never had credit, never ever used a credit card in their lives and they outright own a couple of houses, they own their cars and have plenty money in savings accounts. I have never seen them stress over money because they didn't have to, always put aside certain percentage of their income. It's not how much you make, how much you spend... I hope mint.com will help many people to concentrate more on their savings and not shopping habits. Being from Eastern Europe where I grew up with no knowledge or existence of CREDIT of any kind, you just learn to live with the money you have in your bank account. It kills me to see people in this country not being able to save a dime and on top of it use credit for everything. My parents never had credit, never ever used a credit card in their lives and they outright own a couple of houses, they own their cars and have plenty money in savings accounts. I have never seen them stress over money because they didn’t have to, always put aside certain percentage of their income. It’s not how much you make, how much you spend…
I hope mint.com will help many people to concentrate more on their savings and not shopping habits. ]]> By: Aaron W http://www.mint.com/blog/finance-core/the-national-need-for-better-personal-finance-management/comment-page-1/#comment-23124 Aaron W Fri, 09 May 2008 09:48:59 +0000 http://blog.mint.com/blog/finance-core/the-national-need-for-better-personal-finance-management/#comment-23124 "My opinion? Our personal debt is our personal responsibility. It’s not the government’s job to bail us out from our credit card or mortgage debt." I agree. The cushy treatment of those who put themselves in serious debt by overspending really annoys me. "For lots of people, those include overspending on Housing, Cars, Monthly Services (cable? phone?) and Dining Out." True, and how hard can it be? Even for those who are terrible at math, there are personal finance calculators for mortgages, savings and EVERYTHING (http://www.mortgageloan.com/calculator/ has 100+ calculators...) in-between. But I guess too many people simply prefers to live for today rather than thinking about tomorrow. “My opinion? Our personal debt is our personal responsibility. It’s not the government’s job to bail us out from our credit card or mortgage debt.”

I agree. The cushy treatment of those who put themselves in serious debt by overspending really annoys me.

“For lots of people, those include overspending on Housing, Cars, Monthly Services (cable? phone?) and Dining Out.”

True, and how hard can it be? Even for those who are terrible at math, there are personal finance calculators for mortgages, savings and EVERYTHING (http://www.mortgageloan.com/calculator/ has 100+ calculators…) in-between.

But I guess too many people simply prefers to live for today rather than thinking about tomorrow.

]]> By: "Mo" Money http://www.mint.com/blog/finance-core/the-national-need-for-better-personal-finance-management/comment-page-1/#comment-22251 "Mo" Money Thu, 01 May 2008 23:49:25 +0000 http://blog.mint.com/blog/finance-core/the-national-need-for-better-personal-finance-management/#comment-22251 Great post. I especially like the three basic principles. These should be taught in all the schools. Thanks again. Great post. I especially like the three basic principles. These should be taught in all the schools. Thanks again. ]]> By: A different Brian http://www.mint.com/blog/finance-core/the-national-need-for-better-personal-finance-management/comment-page-1/#comment-22093 A different Brian Wed, 30 Apr 2008 18:29:54 +0000 http://blog.mint.com/blog/finance-core/the-national-need-for-better-personal-finance-management/#comment-22093 I agree that debt is a personal responsibility, however, I would also like to see financial institutions shoulder their share of the blame. Banks engaged in risky business. They could have said no to folks who were running up credit debt. They could have been more responsible in their marketing. The government should not bail out consumers. It should also not bail out industries that have done a bad job running their businesses. Your article seems to blame consumers and lets the creditors off the hook. Lending is a relationship and one that both sides have managed poorly in this case. That said, I'm taking care of my finances and do not expect help from anyone. I would hope that my tax dollars won't go toward bailing out creditors as well. Thanks for Mint. It is awesome. I agree that debt is a personal responsibility, however, I would also like to see financial institutions shoulder their share of the blame. Banks engaged in risky business. They could have said no to folks who were running up credit debt. They could have been more responsible in their marketing. The government should not bail out consumers. It should also not bail out industries that have done a bad job running their businesses. Your article seems to blame consumers and lets the creditors off the hook. Lending is a relationship and one that both sides have managed poorly in this case. That said, I’m taking care of my finances and do not expect help from anyone. I would hope that my tax dollars won’t go toward bailing out creditors as well. Thanks for Mint. It is awesome. ]]> By: Brian http://www.mint.com/blog/finance-core/the-national-need-for-better-personal-finance-management/comment-page-1/#comment-21838 Brian Tue, 29 Apr 2008 06:22:03 +0000 http://blog.mint.com/blog/finance-core/the-national-need-for-better-personal-finance-management/#comment-21838 Great Article, Aaron. I wish I had mint.com a few years ago. My wife and I were buried in debt in the .com days and then bad investment decisions left us even further in debt and with a HUGE tax bill. We tried credit counseling and every option in the book but were untimately forced into a bankruptcy scenario. We ended up paying down on a mountain of debt and finally paid off our taxes last year. I am happy to report that we are completely free of debt and live within our means. We have also learned how to make credit cards work for us rather than being in debt with them. We are also managing investments and have a CFP that is keeping track of them. Recession or not, we are much better off this time around. I really like what you said above about responsibility. That's a lot of the problem today. Many people have done what we did...gotten into debt, but they haven't taken responsibility and they want the government to bail them out. I hope more people will find out about what mint offers and start making positive steps to financial freedom. Thanks for an awesome application :) Great Article, Aaron. I wish I had mint.com a few years ago. My wife and I were buried in debt in the .com days and then bad investment decisions left us even further in debt and with a HUGE tax bill. We tried credit counseling and every option in the book but were untimately forced into a bankruptcy scenario. We ended up paying down on a mountain of debt and finally paid off our taxes last year. I am happy to report that we are completely free of debt and live within our means. We have also learned how to make credit cards work for us rather than being in debt with them. We are also managing investments and have a CFP that is keeping track of them. Recession or not, we are much better off this time around. I really like what you said above about responsibility. That’s a lot of the problem today. Many people have done what we did…gotten into debt, but they haven’t taken responsibility and they want the government to bail them out. I hope more people will find out about what mint offers and start making positive steps to financial freedom. Thanks for an awesome application :) ]]>