http://www.mint.com/blog/investing/the-difference-between-active-and-passive-investing-042012/ The blog of the free, simple personal finance solution. Track all your spending automatically, find the best deals, save more money. And save the world. Wed, 06 Feb 2013 11:28:17 +0000 hourly 1 http://wordpress.org/?v=3.4.2 http://www.mint.com/blog/investing/the-difference-between-active-and-passive-investing-042012/comment-page-1/#comment-135741 Grant Wed, 25 Apr 2012 16:29:39 +0000 http://www.mint.com/blog/?p=33408#comment-135741 I'm somewhere in between, much close to Alice though. 95% (originally) of my portfolio is split 4 ways between 4 index fund etfs, one tracking the S&P 500, a second tracking the Wilshire 4500, one tracking the MSCI emerging markets index, and lastly one tracking the Bond Market through the Aggregate Float Adjusted Index. I rebalance yearly on those, but otherwise make regular contributions and leave it otherwise alone. I'm thinking about maybe diversifying more eventually and adding some international bonds and an international emerged market fund. The 5%? That's my "fun" investing money, to do the things I shouldn't do with my normal portfolio, like try and time the market, pick an individual stock, etc. I've done well enough with it for it to now be 7% instead of the original 5, but there's no way I'd risk my retirement on my luck/ability with stocks. I don't intend to rebalance it back to 5% though, but I'd reconsider if I ever did so well as to hit 20% or so of my retirement funds. The 5% keeps me engaged and entertained, but it's not enough risk that I'd jeopardize my retirement if I picked an Enron. I’m somewhere in between, much close to Alice though. 95% (originally) of my portfolio is split 4 ways between 4 index fund etfs, one tracking the S&P 500, a second tracking the Wilshire 4500, one tracking the MSCI emerging markets index, and lastly one tracking the Bond Market through the Aggregate Float Adjusted Index. I rebalance yearly on those, but otherwise make regular contributions and leave it otherwise alone. I’m thinking about maybe diversifying more eventually and adding some international bonds and an international emerged market fund. The 5%? That’s my “fun” investing money, to do the things I shouldn’t do with my normal portfolio, like try and time the market, pick an individual stock, etc. I’ve done well enough with it for it to now be 7% instead of the original 5, but there’s no way I’d risk my retirement on my luck/ability with stocks. I don’t intend to rebalance it back to 5% though, but I’d reconsider if I ever did so well as to hit 20% or so of my retirement funds. The 5% keeps me engaged and entertained, but it’s not enough risk that I’d jeopardize my retirement if I picked an Enron.

]]> http://www.mint.com/blog/investing/the-difference-between-active-and-passive-investing-042012/comment-page-1/#comment-135705 Matthew Amster-Burton Tue, 24 Apr 2012 20:47:08 +0000 http://www.mint.com/blog/?p=33408#comment-135705 Why did I say IPO? I meant last year. Thank you. :) Why did I say IPO? I meant last year. Thank you.

]]> http://www.mint.com/blog/investing/the-difference-between-active-and-passive-investing-042012/comment-page-1/#comment-135703 ? Tue, 24 Apr 2012 19:17:12 +0000 http://www.mint.com/blog/?p=33408#comment-135703 "and not to buy Netflix on the day after its IPO." 9x your money in 10 years does sound like a buzzkill “and not to buy Netflix on the day after its IPO.” 9x your money in 10 years does sound like a buzzkill

]]> http://www.mint.com/blog/investing/the-difference-between-active-and-passive-investing-042012/comment-page-1/#comment-135691 Tim Tue, 24 Apr 2012 14:47:10 +0000 http://www.mint.com/blog/?p=33408#comment-135691 I'm a Frank that wants to be like Alice and know about all that Investing stuff :). Right now just doing ETFs and not timing the market, just throwing money at it when I can :P I’m a Frank that wants to be like Alice and know about all that Investing stuff . Right now just doing ETFs and not timing the market, just throwing money at it when I can

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