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	<title>Comments on: HOWTO: Be Savvy with Credit Card Balance Transfers Offers</title>
	<atom:link href="http://www.mint.com/blog/moneyhack/howto-be-savvy-with-credit-card-balance-transfers-offers/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.mint.com/blog/moneyhack/howto-be-savvy-with-credit-card-balance-transfers-offers/</link>
	<description>The blog of the free, simple personal finance solution. Track all your spending automatically, find the best deals, save more money. And save the world.</description>
	<lastBuildDate>Fri, 20 Nov 2009 20:48:42 -0800</lastBuildDate>
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		<title>By: Jan</title>
		<link>http://www.mint.com/blog/moneyhack/howto-be-savvy-with-credit-card-balance-transfers-offers/comment-page-1/#comment-36719</link>
		<dc:creator>Jan</dc:creator>
		<pubDate>Thu, 10 Sep 2009 01:37:03 +0000</pubDate>
		<guid isPermaLink="false">http://mymint.com/blog/moneyhack/howto-be-savvy-with-credit-card-balance-transfers-offers/#comment-36719</guid>
		<description>How do i find such a great deal? Is it still avialable?</description>
		<content:encoded><![CDATA[<p>How do i find such a great deal? Is it still avialable?
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		<title>By: Jon the Canadian</title>
		<link>http://www.mint.com/blog/moneyhack/howto-be-savvy-with-credit-card-balance-transfers-offers/comment-page-1/#comment-32758</link>
		<dc:creator>Jon the Canadian</dc:creator>
		<pubDate>Thu, 09 Jul 2009 17:36:42 +0000</pubDate>
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		<description>PenFed.org has a 2.99% for life (not for 12 months) balance transfer offer - move credit card or even mortgage debt over. BT fee is capped.</description>
		<content:encoded><![CDATA[<p>PenFed.org has a 2.99% for life (not for 12 months) balance transfer offer &#8211; move credit card or even mortgage debt over. BT fee is capped.
<div class="like" id="rateboxComment_32758" style="height: 18px;"><a style="cursor: pointer;" onclick="loadContentC(this, 'like', '32758');">1 like</a></div>
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		<title>By: Marc</title>
		<link>http://www.mint.com/blog/moneyhack/howto-be-savvy-with-credit-card-balance-transfers-offers/comment-page-1/#comment-28901</link>
		<dc:creator>Marc</dc:creator>
		<pubDate>Thu, 12 Feb 2009 12:11:53 +0000</pubDate>
		<guid isPermaLink="false">http://mymint.com/blog/moneyhack/howto-be-savvy-with-credit-card-balance-transfers-offers/#comment-28901</guid>
		<description>Congratulations Tyler, you&#039;re a successful &quot;stoozer&quot;. Apparently it&#039;s becoming harder to milk money from credit cards like this in &quot;The Economic Crisis&quot;, though. Oh well.</description>
		<content:encoded><![CDATA[<p>Congratulations Tyler, you&#8217;re a successful &#8220;stoozer&#8221;. Apparently it&#8217;s becoming harder to milk money from credit cards like this in &#8220;The Economic Crisis&#8221;, though. Oh well.
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		<title>By: sal</title>
		<link>http://www.mint.com/blog/moneyhack/howto-be-savvy-with-credit-card-balance-transfers-offers/comment-page-1/#comment-28435</link>
		<dc:creator>sal</dc:creator>
		<pubDate>Sat, 10 Jan 2009 03:14:00 +0000</pubDate>
		<guid isPermaLink="false">http://mymint.com/blog/moneyhack/howto-be-savvy-with-credit-card-balance-transfers-offers/#comment-28435</guid>
		<description>capped at $99 in in chase offer is not true if you read the scroll box in the sign up page!!!!</description>
		<content:encoded><![CDATA[<p>capped at $99 in in chase offer is not true if you read the scroll box in the sign up page!!!!
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		<title>By: Cap</title>
		<link>http://www.mint.com/blog/moneyhack/howto-be-savvy-with-credit-card-balance-transfers-offers/comment-page-1/#comment-18083</link>
		<dc:creator>Cap</dc:creator>
		<pubDate>Wed, 12 Dec 2007 11:47:40 +0000</pubDate>
		<guid isPermaLink="false">http://mymint.com/blog/moneyhack/howto-be-savvy-with-credit-card-balance-transfers-offers/#comment-18083</guid>
		<description>John: The cash advance from last year will transfer to your new card&#039;s 0% offer, as long as you abide by the terms of the transfer, the rate should remain the same during the stated period. 

terry: Thanks for the notice, we&#039;ve updated the balance transfer cards offers and have updated the description.</description>
		<content:encoded><![CDATA[<p>John: The cash advance from last year will transfer to your new card&#8217;s 0% offer, as long as you abide by the terms of the transfer, the rate should remain the same during the stated period. </p>
<p>terry: Thanks for the notice, we&#8217;ve updated the balance transfer cards offers and have updated the description.
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		<title>By: terry</title>
		<link>http://www.mint.com/blog/moneyhack/howto-be-savvy-with-credit-card-balance-transfers-offers/comment-page-1/#comment-18082</link>
		<dc:creator>terry</dc:creator>
		<pubDate>Mon, 10 Dec 2007 23:51:37 +0000</pubDate>
		<guid isPermaLink="false">http://mymint.com/blog/moneyhack/howto-be-savvy-with-credit-card-balance-transfers-offers/#comment-18082</guid>
		<description>The amex blue card you have a link to has a balanace transfer fee. Yet the advertisement states that there is none.</description>
		<content:encoded><![CDATA[<p>The amex blue card you have a link to has a balanace transfer fee. Yet the advertisement states that there is none.
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		<title>By: Pit</title>
		<link>http://www.mint.com/blog/moneyhack/howto-be-savvy-with-credit-card-balance-transfers-offers/comment-page-1/#comment-10753</link>
		<dc:creator>Pit</dc:creator>
		<pubDate>Thu, 29 Nov 2007 09:16:10 +0000</pubDate>
		<guid isPermaLink="false">http://mymint.com/blog/moneyhack/howto-be-savvy-with-credit-card-balance-transfers-offers/#comment-10753</guid>
		<description>2 John. My opinion - the same rate</description>
		<content:encoded><![CDATA[<p>2 John. My opinion &#8211; the same rate
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		<title>By: John</title>
		<link>http://www.mint.com/blog/moneyhack/howto-be-savvy-with-credit-card-balance-transfers-offers/comment-page-1/#comment-5893</link>
		<dc:creator>John</dc:creator>
		<pubDate>Wed, 24 Oct 2007 18:17:14 +0000</pubDate>
		<guid isPermaLink="false">http://mymint.com/blog/moneyhack/howto-be-savvy-with-credit-card-balance-transfers-offers/#comment-5893</guid>
		<description>I&#039;m transferring my balance to a new card (offering 0% for transfers) soon, but I have a question about what new rate my balance will get, because about half of it is one big cash advance from last year. When I transfer the balance to a new card, will the whole balance get the same rate, or will half of it still be considered a cash advance, with the (much) higher rate? Any ideas?</description>
		<content:encoded><![CDATA[<p>I&#8217;m transferring my balance to a new card (offering 0% for transfers) soon, but I have a question about what new rate my balance will get, because about half of it is one big cash advance from last year. When I transfer the balance to a new card, will the whole balance get the same rate, or will half of it still be considered a cash advance, with the (much) higher rate? Any ideas?
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		<title>By: Tyler Corlen</title>
		<link>http://www.mint.com/blog/moneyhack/howto-be-savvy-with-credit-card-balance-transfers-offers/comment-page-1/#comment-5062</link>
		<dc:creator>Tyler Corlen</dc:creator>
		<pubDate>Wed, 19 Sep 2007 13:57:05 +0000</pubDate>
		<guid isPermaLink="false">http://mymint.com/blog/moneyhack/howto-be-savvy-with-credit-card-balance-transfers-offers/#comment-5062</guid>
		<description>I think using %0 offers is a great way to make a little extra cash.  I&#039;ve made thousands of dollars doing this!</description>
		<content:encoded><![CDATA[<p>I think using %0 offers is a great way to make a little extra cash.  I&#8217;ve made thousands of dollars doing this!
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		<title>By: in debt</title>
		<link>http://www.mint.com/blog/moneyhack/howto-be-savvy-with-credit-card-balance-transfers-offers/comment-page-1/#comment-1026</link>
		<dc:creator>in debt</dc:creator>
		<pubDate>Sun, 24 Jun 2007 07:42:54 +0000</pubDate>
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		<description>I like the check list that your created for staying smart with balance transfers.  I think that hardest thing is remebering the time frame and when you actually transferred a balance.</description>
		<content:encoded><![CDATA[<p>I like the check list that your created for staying smart with balance transfers.  I think that hardest thing is remebering the time frame and when you actually transferred a balance.
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