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	<title>Comments on: Can You Live Without a Car?</title>
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		<title>By: mechanics daughter</title>
		<link>http://www.mint.com/blog/saving/can-you-live-without-a-car/comment-page-2/#comment-50180</link>
		<dc:creator>mechanics daughter</dc:creator>
		<pubDate>Thu, 03 Jun 2010 21:38:37 +0000</pubDate>
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		<description>I have been driving since I was a tiny girl on back country roads. My father being the great mechanic that he is, has taught me to drive and how very important car ownership is. Its the American way. I have had some hard times fall on me and as a result I have had to learn to take the bus for all of my needs. Work, stores, friends, laundry. Everyone in my life thinks I am crazy but I love it. I love being fit. I love saving money. And yes, I own my own home now only making tax payments. I cant speak for everyone, but giving my car to my husband works for me!</description>
		<content:encoded><![CDATA[<p>I have been driving since I was a tiny girl on back country roads. My father being the great mechanic that he is, has taught me to drive and how very important car ownership is. Its the American way. I have had some hard times fall on me and as a result I have had to learn to take the bus for all of my needs. Work, stores, friends, laundry. Everyone in my life thinks I am crazy but I love it. I love being fit. I love saving money. And yes, I own my own home now only making tax payments. I cant speak for everyone, but giving my car to my husband works for me!
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		<title>By: Duncan</title>
		<link>http://www.mint.com/blog/saving/can-you-live-without-a-car/comment-page-2/#comment-48168</link>
		<dc:creator>Duncan</dc:creator>
		<pubDate>Sun, 02 May 2010 07:25:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.mint.com/blog/?p=6043#comment-48168</guid>
		<description>If only we would all bike, walk and take public transportation we wouldn’t be such an obese nation. I wish people would invest more time into building car-less cities with good bicycling options sidewalks and public transportation. 

I know how it is though. I live in Tampa,FL.  It isn’t the easiest city to get around without a car.  I’ve tried to get around without one, but it’s just not practical.  Tampa has a bus system, but, buses are just no way to get around; it’s so slow.  What would take me 15 minutes by car would take me 1:15 by bus. If only Tampa could finance a rail system.  Subways are a lot quicker than buses. Trust me, I have been to cities that have then and man is it so easy and quick to use.  Biking is not an option here either. This is  because of the heat.  I think I would die of the heat if I tried to go to the supermarket on a bike in 100 degree heat in the summer.</description>
		<content:encoded><![CDATA[<p>If only we would all bike, walk and take public transportation we wouldn’t be such an obese nation. I wish people would invest more time into building car-less cities with good bicycling options sidewalks and public transportation. </p>
<p>I know how it is though. I live in Tampa,FL.  It isn’t the easiest city to get around without a car.  I’ve tried to get around without one, but it’s just not practical.  Tampa has a bus system, but, buses are just no way to get around; it’s so slow.  What would take me 15 minutes by car would take me 1:15 by bus. If only Tampa could finance a rail system.  Subways are a lot quicker than buses. Trust me, I have been to cities that have then and man is it so easy and quick to use.  Biking is not an option here either. This is  because of the heat.  I think I would die of the heat if I tried to go to the supermarket on a bike in 100 degree heat in the summer.
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		<title>By: New Nissan Cars</title>
		<link>http://www.mint.com/blog/saving/can-you-live-without-a-car/comment-page-1/#comment-47976</link>
		<dc:creator>New Nissan Cars</dc:creator>
		<pubDate>Fri, 23 Apr 2010 09:55:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.mint.com/blog/?p=6043#comment-47976</guid>
		<description>The public transportation here consists of mainly buses and one rail system which connects some of the suburbs to downtown Dallas.Other people have ingrained ideas that car ownership is a must have. 
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jai jai</description>
		<content:encoded><![CDATA[<p>The public transportation here consists of mainly buses and one rail system which connects some of the suburbs to downtown Dallas.Other people have ingrained ideas that car ownership is a must have.<br />
&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<br />
jai jai
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		<title>By: Mel</title>
		<link>http://www.mint.com/blog/saving/can-you-live-without-a-car/comment-page-1/#comment-45576</link>
		<dc:creator>Mel</dc:creator>
		<pubDate>Thu, 11 Feb 2010 04:01:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.mint.com/blog/?p=6043#comment-45576</guid>
		<description>At this point in time I don&#039;t feel that my family can get by without a car but we most definitely do not need two of them. My husband needs a little bit more convincing though. I am currently unemployed but when I did work my commute was about 20 minutes on the highway. Sure I could have added another hour to my commute and taken a bus but that would&#039;ve meant less time with my family, not worth the savings to me. My husband works in NYC which is a 40 minute train ride, I drive him to the station and he takes a cab home... occasionally he has to drive to another office but thats very rare... and for that rare occasion he wants to hold on to the second car. 
Unfortunately the second car is too small for our family to use as an every day car but it is paid off. We would save over $1000 a year between insurance, registration, inspection and maintenance if we didn&#039;t have that car... besides the money we&#039;d get from selling it could be used to pay off some of the other car! 
We do walk/ride bikes around town in the warmer weather, not in the winter. Having a car is a great convenience not to mention I just LOVE to drive but if I lived in the city I would definitely go without a car.</description>
		<content:encoded><![CDATA[<p>At this point in time I don&#8217;t feel that my family can get by without a car but we most definitely do not need two of them. My husband needs a little bit more convincing though. I am currently unemployed but when I did work my commute was about 20 minutes on the highway. Sure I could have added another hour to my commute and taken a bus but that would&#8217;ve meant less time with my family, not worth the savings to me. My husband works in NYC which is a 40 minute train ride, I drive him to the station and he takes a cab home&#8230; occasionally he has to drive to another office but thats very rare&#8230; and for that rare occasion he wants to hold on to the second car.<br />
Unfortunately the second car is too small for our family to use as an every day car but it is paid off. We would save over $1000 a year between insurance, registration, inspection and maintenance if we didn&#8217;t have that car&#8230; besides the money we&#8217;d get from selling it could be used to pay off some of the other car!<br />
We do walk/ride bikes around town in the warmer weather, not in the winter. Having a car is a great convenience not to mention I just LOVE to drive but if I lived in the city I would definitely go without a car.
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		<title>By: Derek W.</title>
		<link>http://www.mint.com/blog/saving/can-you-live-without-a-car/comment-page-1/#comment-45477</link>
		<dc:creator>Derek W.</dc:creator>
		<pubDate>Mon, 08 Feb 2010 16:17:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.mint.com/blog/?p=6043#comment-45477</guid>
		<description>People seem to have a knee jerk &quot;OH HE** NO&quot; reaction to the very idea that anyone in the country could potentially go carless.  People, they said several times in the article to evaluate your own situation.

In my case I used to live in a Northwest Suburb of Chicago, Palatine, IL.  In these northwest suburbs you could exist mostly without a car.  That&#039;s in their downtown area (Downtown Arlington Heights in particular is nicely high end, safe and walkable)  For the ones that were smart enough to spring up their downtown areas around the Metra stations that is (Metra is Chicago&#039;s suburban commuter train service)  The premium is not $30,000 however.   For my two bedroom one bath condo several miles away from Metra in Palatine the value topped out at $166,000.  To be closer to the train a one bedroom one bath condo was starting at $230,000.  This may have changed with the real estate bubble bursting but it was still insane.

When I first moved there I worked in Northbrook, IL so I had to have a car for that. Then I ended up working on the northern tip of Chicago which was 20 minutes by car (since I was in a car friendly area right off of rt 53) but by train the total trip would&#039;ve probably taken around hour due to needing to take Metra a bit farther in to Chicago and switch to the Blue Line to head back North a few stops.  Not to mention finding parking at the Metra station.  After that I worked in Niles which was the same thing.

It wasn&#039;t until I worked in downtown Chicago when I began to realize I could live without a car.  For a few years I did the daily drive to Metra, park, catch the train and ride downtown from Palatine.  It was beautiful.  The majority of my trip (from parking to train pass) was completely tax deductible and I wasn&#039;t trapped in my vehicle for an hour or so at a time.  I could do other things on the train that I could not in a car like read.

Even so however . . .   I still hung on to my car due to the area I lived in.  The layout of my complex and the layout of that section of Palatine in general did not lend itself well to safe carless living. 

Now I&#039;m living in the City of Chicago in a house on the northwest side.  There&#039;s a 24 hour bus stop a block away which links up to a 24 hour Blue Line stop.  To the commenter that complained that jobs along bus routes are low paying . . .   The highest paying jobs in Chicago tend to be in the loop where most routes terminate.   My car is only needing to be used once maybe twice a month.   Zipcar and iGo aren&#039;t overly close to where I am however Enterprise is and generally when I need to rent a car I need it for the day.  I&#039;m fortunate in that my spouse does have a car and does need it for work so we still will have one vehicle between the two of us.

I have run into a couple of situations where I&#039;ve needed car transportation and they&#039;ve been out however I could always just grab a cab.  

There have been times where I&#039;ve spent in excess of $750/mo between car payments, insurance, gas (I&#039;ve had commutes that were in excess of 100 miles a day), and maintenance.  My current pass for Chicago&#039;s CTA service which provides unlimited usage of the El and Bus costs $86/mo which is cheaper than I&#039;ve spent in gas in many cases not to mention this expense is completely tax deductible.  

This all said, this isn&#039;t for everyone.  Some people have made a decision to live in an area where a car was required.  Other people have ingrained ideas that car ownership is a must have.  Still other people think you&#039;re crazy, special or slow if you don&#039;t own a car however that can extend to not owning a car that they approve of (As one example, Smartcars &amp; Mini Coopers aren&#039;t enough for them, their lifestyle and their perception of safety so therefore NO ONE should own cars like that. I guess the free market system only suits them when it only has products they want to buy) 

For those of us where it is an option though . . .   Give it some thought.</description>
		<content:encoded><![CDATA[<p>People seem to have a knee jerk &#8220;OH HE** NO&#8221; reaction to the very idea that anyone in the country could potentially go carless.  People, they said several times in the article to evaluate your own situation.</p>
<p>In my case I used to live in a Northwest Suburb of Chicago, Palatine, IL.  In these northwest suburbs you could exist mostly without a car.  That&#8217;s in their downtown area (Downtown Arlington Heights in particular is nicely high end, safe and walkable)  For the ones that were smart enough to spring up their downtown areas around the Metra stations that is (Metra is Chicago&#8217;s suburban commuter train service)  The premium is not $30,000 however.   For my two bedroom one bath condo several miles away from Metra in Palatine the value topped out at $166,000.  To be closer to the train a one bedroom one bath condo was starting at $230,000.  This may have changed with the real estate bubble bursting but it was still insane.</p>
<p>When I first moved there I worked in Northbrook, IL so I had to have a car for that. Then I ended up working on the northern tip of Chicago which was 20 minutes by car (since I was in a car friendly area right off of rt 53) but by train the total trip would&#8217;ve probably taken around hour due to needing to take Metra a bit farther in to Chicago and switch to the Blue Line to head back North a few stops.  Not to mention finding parking at the Metra station.  After that I worked in Niles which was the same thing.</p>
<p>It wasn&#8217;t until I worked in downtown Chicago when I began to realize I could live without a car.  For a few years I did the daily drive to Metra, park, catch the train and ride downtown from Palatine.  It was beautiful.  The majority of my trip (from parking to train pass) was completely tax deductible and I wasn&#8217;t trapped in my vehicle for an hour or so at a time.  I could do other things on the train that I could not in a car like read.</p>
<p>Even so however . . .   I still hung on to my car due to the area I lived in.  The layout of my complex and the layout of that section of Palatine in general did not lend itself well to safe carless living. </p>
<p>Now I&#8217;m living in the City of Chicago in a house on the northwest side.  There&#8217;s a 24 hour bus stop a block away which links up to a 24 hour Blue Line stop.  To the commenter that complained that jobs along bus routes are low paying . . .   The highest paying jobs in Chicago tend to be in the loop where most routes terminate.   My car is only needing to be used once maybe twice a month.   Zipcar and iGo aren&#8217;t overly close to where I am however Enterprise is and generally when I need to rent a car I need it for the day.  I&#8217;m fortunate in that my spouse does have a car and does need it for work so we still will have one vehicle between the two of us.</p>
<p>I have run into a couple of situations where I&#8217;ve needed car transportation and they&#8217;ve been out however I could always just grab a cab.  </p>
<p>There have been times where I&#8217;ve spent in excess of $750/mo between car payments, insurance, gas (I&#8217;ve had commutes that were in excess of 100 miles a day), and maintenance.  My current pass for Chicago&#8217;s CTA service which provides unlimited usage of the El and Bus costs $86/mo which is cheaper than I&#8217;ve spent in gas in many cases not to mention this expense is completely tax deductible.  </p>
<p>This all said, this isn&#8217;t for everyone.  Some people have made a decision to live in an area where a car was required.  Other people have ingrained ideas that car ownership is a must have.  Still other people think you&#8217;re crazy, special or slow if you don&#8217;t own a car however that can extend to not owning a car that they approve of (As one example, Smartcars &amp; Mini Coopers aren&#8217;t enough for them, their lifestyle and their perception of safety so therefore NO ONE should own cars like that. I guess the free market system only suits them when it only has products they want to buy) </p>
<p>For those of us where it is an option though . . .   Give it some thought.
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		<title>By: Brian Bigelow</title>
		<link>http://www.mint.com/blog/saving/can-you-live-without-a-car/comment-page-1/#comment-42292</link>
		<dc:creator>Brian Bigelow</dc:creator>
		<pubDate>Fri, 20 Nov 2009 16:04:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.mint.com/blog/?p=6043#comment-42292</guid>
		<description>Yes you can and yes I do live without a car.</description>
		<content:encoded><![CDATA[<p>Yes you can and yes I do live without a car.
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		<title>By: Financial Planning</title>
		<link>http://www.mint.com/blog/saving/can-you-live-without-a-car/comment-page-1/#comment-41701</link>
		<dc:creator>Financial Planning</dc:creator>
		<pubDate>Wed, 04 Nov 2009 04:59:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.mint.com/blog/?p=6043#comment-41701</guid>
		<description>I don&#039;t have a car. I using my bike everyday. I want buy a car but only when i have enough money :)</description>
		<content:encoded><![CDATA[<p>I don&#8217;t have a car. I using my bike everyday. I want buy a car but only when i have enough money <img src='http://www.mint.com/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />
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		<title>By: Michael</title>
		<link>http://www.mint.com/blog/saving/can-you-live-without-a-car/comment-page-1/#comment-40788</link>
		<dc:creator>Michael</dc:creator>
		<pubDate>Wed, 21 Oct 2009 05:19:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.mint.com/blog/?p=6043#comment-40788</guid>
		<description>Dallas is not the most car-free-living friendly city, I will admit.  However, its frustrating and disappointing to see so many people with this attitude towards car ownership.  Also, a couple miles to the grocery store is too far?  By bike?  Or was your concern how much you could carry with a bike?  With my commuter I can carry nearly anything I can imagine short of furniture.  (just for reference, I could easily carry 6 gallons of milk between two panniers and my trunk bag.  Not that I&#039;d ever need to.)  And if I ever find something I can&#039;t carry on my bike, that&#039;s what trailers are for.  The world would be a better place if people would stop reciting the reasons why it won&#039;t work, and at least give it a try.</description>
		<content:encoded><![CDATA[<p>Dallas is not the most car-free-living friendly city, I will admit.  However, its frustrating and disappointing to see so many people with this attitude towards car ownership.  Also, a couple miles to the grocery store is too far?  By bike?  Or was your concern how much you could carry with a bike?  With my commuter I can carry nearly anything I can imagine short of furniture.  (just for reference, I could easily carry 6 gallons of milk between two panniers and my trunk bag.  Not that I&#8217;d ever need to.)  And if I ever find something I can&#8217;t carry on my bike, that&#8217;s what trailers are for.  The world would be a better place if people would stop reciting the reasons why it won&#8217;t work, and at least give it a try.
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		<title>By: Michael</title>
		<link>http://www.mint.com/blog/saving/can-you-live-without-a-car/comment-page-1/#comment-40787</link>
		<dc:creator>Michael</dc:creator>
		<pubDate>Wed, 21 Oct 2009 05:07:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.mint.com/blog/?p=6043#comment-40787</guid>
		<description>20 minutes by car?  Unless that was entirely highway speeds, that&#039;s only half an hour or so by bike.  I&#039;ve always found public transportation to be really hit or miss because of the spoke and hub style routes they often run.  It makes a short trip way longer, and you&#039;ll probably transfer several times on the way.  That&#039;s the main reason I bike everywhere.</description>
		<content:encoded><![CDATA[<p>20 minutes by car?  Unless that was entirely highway speeds, that&#8217;s only half an hour or so by bike.  I&#8217;ve always found public transportation to be really hit or miss because of the spoke and hub style routes they often run.  It makes a short trip way longer, and you&#8217;ll probably transfer several times on the way.  That&#8217;s the main reason I bike everywhere.
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		<title>By: Michael</title>
		<link>http://www.mint.com/blog/saving/can-you-live-without-a-car/comment-page-1/#comment-40785</link>
		<dc:creator>Michael</dc:creator>
		<pubDate>Wed, 21 Oct 2009 05:02:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.mint.com/blog/?p=6043#comment-40785</guid>
		<description>I used to live in SD and I know I&#039;ll be car free if I ever go back.  Granted, I&#039;m a bit of a cycling nut so I don&#039;t even mind the 15 mile ride from my parents house into town.  I guess my point is, that cycling is an option most people don&#039;t consider simply because it&#039;s &quot;too hard&quot;.  Go and give it a try.  Start by replacing short trips of less than 2 miles, and you might get hooked.</description>
		<content:encoded><![CDATA[<p>I used to live in SD and I know I&#8217;ll be car free if I ever go back.  Granted, I&#8217;m a bit of a cycling nut so I don&#8217;t even mind the 15 mile ride from my parents house into town.  I guess my point is, that cycling is an option most people don&#8217;t consider simply because it&#8217;s &#8220;too hard&#8221;.  Go and give it a try.  Start by replacing short trips of less than 2 miles, and you might get hooked.
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