Comments on: My Mom Stole My Identity

By: AAAAAAAAAAAAA

AAAAAAAAAAAAA — Thu, 18 Feb 2010 03:14:30 +0000

After reading this, I’ve realized we all need to get a monitoring system that checks our credit report monthly. I had problem with my mother as well. I don’t want to go into it, but I could tell you all kinds of stories as well. The best thing we can do is monitor our credit report each month and pray that nobody gets steals our identity. All of you may want to move to Texas or Florida. It’s almost impossible for a creditor to collect on most anything, so even if you did face an identity-theft problem, they shouldn’t be able to put a lien on your home or garnish your wages. There has to be some type of credit reformation regarding identity theft in this country. If a parent, spouse or any body else tries to steal an identity, they should offer immediate protection. Don’t worry. Things will get better. Sometimes you have to realize that a parent or relative just has a lot of problems. You have to forgive them, let it go, avoid them, rebuild your lives and go on. I’d suggest, in most cases, but not all, to move away and do not let your family know where you are, under any circumstances. Just start over. Do whatever it takes to keep yourself under-the-radar so nobody will know where you are. I had to break relations with certain family members, but I’ve moved on and I’m really happy about it. I can face the world knowing that my family member had a mental illness in which they could not cope with reality. What they did, they did because they were ill. It’s not my fault. I pray for them, forgive them and I’ve moved on. God bless all of you. Just forgive, it’s the best thing you can do!

By: TMarie

TMarie — Wed, 17 Feb 2010 01:26:24 +0000

Too many situations to list but here are a few just from the top of my head…

Mom stoled nephew (5 yrs) identity and let her ew 20years younger Husband use it. Since he was from Mexico and didn’t have his own SSN.

Mom collected Child Support from our dad. He made the mistake of paying cash to her. Never bought us clothes or shoes she spent it on herself. As soon as her youngest turned 18 (me). She filed actual Child Support claiming he never paid any to his 4 kids. He now is ordered to pay around $300,000.00.

My husband went to Federal Prison in that time she filed taxes in his name to collect refunds. (5yrs)

Sold our birth certificates.

By: sydney

sydney — Sun, 07 Feb 2010 20:53:50 +0000

How dare you quilt trip this person on sueing their mother for the wrong she did. i am also a victim of my family stealing from me and let me tell you when it comes down to it a theif is a theif. you are oviously a moron to let anyone mess up your credit and ruin you financially just because your related to them. oh and by the way, it takes YEARS to even rebuild from debt like that, and even so why would they take responsibility for money they didnt spend. get a brain.

By: Kirsten

Kirsten — Wed, 16 Dec 2009 20:47:42 +0000

I’m shocked that some people don’t want to do a police report on a mother or sibling stealing their identity because of siblings or nieces/nephews, respectively. That’s even more of a reason to do it!! If they don’t take on the consequences for their actions, they’re going to do the same thing to your little brothers/sisters/nieces/nephews. They are leveraging the family relationship to get away with what they are doing. Do you think they would do this kind of stuff to a complete stranger? No, a complete stranger would report them immediately.

It is hard to do, but the relationship is already destroyed. They chose money over your future and well-being. You might as well take the steps to make your family’s (spouse, children, grandchilden) future secure.

By: anita

anita — Thu, 03 Dec 2009 07:51:37 +0000

I thought I was the only one! My father is a compulsive gambler, and I am a teacher in my early twenties. I helped him pay lots of his loans and debts, but he was writing bad cheques and depositing them and withdrawing money. I found out when my bank wanted to take legal action against me (luckily they didn’t). I thought he had changed, but I just found out he stole my credit cards and debit cards from my purse and emptied out my bank account and maxed out my credit cards. I literally have nothing left and have no idea what to do. I don’t want to press charges because he is my father, but I don’t know. I don’t expect he’ll pay me back either because he is so far in debt.

By: mark

mark — Wed, 02 Dec 2009 17:44:51 +0000

my father takes my paychecks from the mail and hides them in his room, also calls my bank for statements and does what he wants with my $$

By: sarah

sarah — Fri, 09 Oct 2009 13:13:17 +0000

I am so glad i am not the only in this situation. My mother got a catalogue out in my name a few years ago now without my permission. I started to realise when i found a letter for an overdue payment in my name and people started ringing the house phone saying I have an outstanding bill.My mom said its probably just prank phone calls.

This year i moved into a house with my boyfriend which we are renting, I went to buy a knew settee on finance and I was refused, when I started questioning this my mom immediately said she would pay for the settte for me and I could pay her back each month (she had recently won some money) I was still confused so I checked my credit report and found out there were two catalogues out in my name. I immediately put two and two together. I confronted my mom who said she had recently paid off the outstanding debt so didn’t understand why I was so upset, she doesn’t realise that it is now too late the damge is already done and my credit score is terrible. I worked so hard for years and I thought my score would have been excellent.

People think I am being over the top when I say she has ruined my life but she has! I cant get a car, loan or even a small overdraft and i’m not even considering buying my own home because I know that can’t happen. People say maybe its a good thing and it will mean I will never have debt because I have to buy everything but im sorry I could never possible save to buy a nice car etc.

Does anyone know if I can get this off my name without getting my mom into trouble? Its somtimes gets me really down, my mom tinks everything is fine as I no longer mention it to her .

By: Marie

Marie — Wed, 19 Aug 2009 06:37:38 +0000

The same thing happened to me. My Mother used my identity when I first started working. She said that she needed money for her business. It is her main source of income to support my younger sister. So I agreed. So a few years after, I got married, got a house and then one day, I got a call from my Mom that she is not going to pay the credit cards anymore. I advised her to sell her business and just work outside, but she did not listen. Now I have to file for bankruptcy and in the verge of losing my house. I just found out too that she has some gambling problems, that she was using my credit cards to pay for it. Now she is doing the same thing to my Brother. My brother right now is afraid that he might not get approved with his student loan. The sad part is that she is still trying to contact me because she needed money. She already ruined my future and including my husband’s credit since we have joint accounts together. She put a strain on my relationship with my husband and now my Mom does not have anybody to turn to but my younger sister who takes all her verbal abuse! I want to have my sister move in with me, but what can I do? My hands are tied, I am on chapter 13 bankrutpcy with no spare money to hand out.

By: Lynn

Lynn — Sat, 25 Jul 2009 23:04:42 +0000

I just found out that my brother stole my deceased Father’s indenty. When my Father died, my Mother gave my brother the house that my father built. Since that had been their address for many years, credit card offers kept coming to that house. My brother decided he would use this situation to his advantage, and he got credit cards in my Father’s name. If we turn him in, he will go to jail and they will lose the house since he took out a mortage on a Paid In Full home. There were 4 of us children, and 2 of us did not inherit anything. Since he was the only boy, he got the house. He has filed for bankruptcy twice, so he felt this was his last chance to afford his lifestyle. We don’t know what to do.

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By: Lorainne

Lorainne — Mon, 13 Jul 2009 01:05:21 +0000

My husband is under a very similar situation.. It all started back in 2000 when his mother convinced him to get a credit card for her by using his information and in time she took out six credit cards in total.. she was paying for the credit cards up until 2003.. we did not know about all of the other credit cards as she took them out without his consent.. recently we got his credit report; he wanted to check his credit as he had applied for a job that requires a credit check.. (he hasnt been called).. but we learned that he is in about eight thousand dollars in debt.. and to make matters worse his sister also used his SS# for a phone bill and her ex husband applied for credit from an address in which he was living back in 2000-2001!! They all claim they are innocent and that the cards have been paid off.. but the credit report shows other wise.. my husband is in a tough situation he has begun with the reporting of identity theft and had the alerts placed on his credit but now is debating whether to proceed with the police report.. his mother has shown no simpathy and it has really affected the both of us.. maybe someone can suggest something that can help me persuade my husband to do the right thing…