Comments on: My Mom Stole My Identity http://www.mint.com/blog/uncategorized/tuesday-train-wreck-my-mom-stole-my-identity/ The blog of the free, simple personal finance solution. Track all your spending automatically, find the best deals, save more money. And save the world. Sun, 12 Feb 2012 05:07:51 +0000 hourly 1 http://wordpress.org/?v=3.1.3 By: tiffany http://www.mint.com/blog/uncategorized/tuesday-train-wreck-my-mom-stole-my-identity/comment-page-2/#comment-52010 tiffany Thu, 10 Jun 2010 22:06:19 +0000 http://www.mint.com/blog/train-wreck/tuesday-train-wreck-my-mom-stole-my-identity/#comment-52010 Wow. This is a very disheartening story and it seems like its a common thing :-( Wow. This is a very disheartening story and it seems like its a common thing :-( ]]> By: That Girl With A Blog http://www.mint.com/blog/uncategorized/tuesday-train-wreck-my-mom-stole-my-identity/comment-page-2/#comment-51957 That Girl With A Blog Thu, 10 Jun 2010 20:18:18 +0000 http://www.mint.com/blog/train-wreck/tuesday-train-wreck-my-mom-stole-my-identity/#comment-51957 Seriously, how can someone guilt trip you for this? This is an incredible post. I'm currently going through this right now. I moved out of my mother's house 6 years ago. I knew that she had run up utility bills in my name (gas, cable, and phone that I KNOW of). Then on Saturday, after three years of looking for the perfect apartment, I find it. They run my tenant report today and there's an eviction on there. She put my name on a lease and I had no idea. My current apartment in leased in my husband's name, thank goodness. I did get the utilities, but thankfully they were with other companies. Now, I'm moving back to that area of town and need to worry about how much of a gas bill that she racked up in my name. I'm 24 years old and my credit is now crap. If you look at anything after I turned 19, including my two credit cards, my credit has been perfect. It's SO FRUSTRATING! KUDOS to you for suing your mother! Someday, maybe I'll get those balls! Seriously, how can someone guilt trip you for this? This is an incredible post.
I’m currently going through this right now. I moved out of my mother’s house 6 years ago. I knew that she had run up utility bills in my name (gas, cable, and phone that I KNOW of). Then on Saturday, after three years of looking for the perfect apartment, I find it. They run my tenant report today and there’s an eviction on there. She put my name on a lease and I had no idea. My current apartment in leased in my husband’s name, thank goodness. I did get the utilities, but thankfully they were with other companies.

Now, I’m moving back to that area of town and need to worry about how much of a gas bill that she racked up in my name. I’m 24 years old and my credit is now crap. If you look at anything after I turned 19, including my two credit cards, my credit has been perfect. It’s SO FRUSTRATING!

KUDOS to you for suing your mother! Someday, maybe I’ll get those balls!

]]> By: brooke http://www.mint.com/blog/uncategorized/tuesday-train-wreck-my-mom-stole-my-identity/comment-page-1/#comment-46618 brooke Sun, 21 Mar 2010 07:43:22 +0000 http://www.mint.com/blog/train-wreck/tuesday-train-wreck-my-mom-stole-my-identity/#comment-46618 I am dealing with this now my mom used my name and social to get cable and i found out through my credit report? I need help!!! I am dealing with this now my mom used my name and social to get cable and i found out through my credit report? I need help!!! ]]> By: AAAAAAAAAAAAA http://www.mint.com/blog/uncategorized/tuesday-train-wreck-my-mom-stole-my-identity/comment-page-1/#comment-45782 AAAAAAAAAAAAA Thu, 18 Feb 2010 03:14:30 +0000 http://www.mint.com/blog/train-wreck/tuesday-train-wreck-my-mom-stole-my-identity/#comment-45782 After reading this, I've realized we all need to get a monitoring system that checks our credit report monthly. I had problem with my mother as well. I don't want to go into it, but I could tell you all kinds of stories as well. The best thing we can do is monitor our credit report each month and pray that nobody gets steals our identity. All of you may want to move to Texas or Florida. It's almost impossible for a creditor to collect on most anything, so even if you did face an identity-theft problem, they shouldn't be able to put a lien on your home or garnish your wages. There has to be some type of credit reformation regarding identity theft in this country. If a parent, spouse or any body else tries to steal an identity, they should offer immediate protection. Don't worry. Things will get better. Sometimes you have to realize that a parent or relative just has a lot of problems. You have to forgive them, let it go, avoid them, rebuild your lives and go on. I'd suggest, in most cases, but not all, to move away and do not let your family know where you are, under any circumstances. Just start over. Do whatever it takes to keep yourself under-the-radar so nobody will know where you are. I had to break relations with certain family members, but I've moved on and I'm really happy about it. I can face the world knowing that my family member had a mental illness in which they could not cope with reality. What they did, they did because they were ill. It's not my fault. I pray for them, forgive them and I've moved on. God bless all of you. Just forgive, it's the best thing you can do! After reading this, I’ve realized we all need to get a monitoring system that checks our credit report monthly. I had problem with my mother as well. I don’t want to go into it, but I could tell you all kinds of stories as well. The best thing we can do is monitor our credit report each month and pray that nobody gets steals our identity. All of you may want to move to Texas or Florida. It’s almost impossible for a creditor to collect on most anything, so even if you did face an identity-theft problem, they shouldn’t be able to put a lien on your home or garnish your wages. There has to be some type of credit reformation regarding identity theft in this country. If a parent, spouse or any body else tries to steal an identity, they should offer immediate protection. Don’t worry. Things will get better. Sometimes you have to realize that a parent or relative just has a lot of problems. You have to forgive them, let it go, avoid them, rebuild your lives and go on. I’d suggest, in most cases, but not all, to move away and do not let your family know where you are, under any circumstances. Just start over. Do whatever it takes to keep yourself under-the-radar so nobody will know where you are. I had to break relations with certain family members, but I’ve moved on and I’m really happy about it. I can face the world knowing that my family member had a mental illness in which they could not cope with reality. What they did, they did because they were ill. It’s not my fault. I pray for them, forgive them and I’ve moved on. God bless all of you. Just forgive, it’s the best thing you can do! ]]> By: TMarie http://www.mint.com/blog/uncategorized/tuesday-train-wreck-my-mom-stole-my-identity/comment-page-1/#comment-45735 TMarie Wed, 17 Feb 2010 01:26:24 +0000 http://www.mint.com/blog/train-wreck/tuesday-train-wreck-my-mom-stole-my-identity/#comment-45735 Too many situations to list but here are a few just from the top of my head... Mom stoled nephew (5 yrs) identity and let her ew 20years younger Husband use it. Since he was from Mexico and didn't have his own SSN. Mom collected Child Support from our dad. He made the mistake of paying cash to her. Never bought us clothes or shoes she spent it on herself. As soon as her youngest turned 18 (me). She filed actual Child Support claiming he never paid any to his 4 kids. He now is ordered to pay around $300,000.00. My husband went to Federal Prison in that time she filed taxes in his name to collect refunds. (5yrs) Sold our birth certificates. Too many situations to list but here are a few just from the top of my head…

Mom stoled nephew (5 yrs) identity and let her ew 20years younger Husband use it. Since he was from Mexico and didn’t have his own SSN.

Mom collected Child Support from our dad. He made the mistake of paying cash to her. Never bought us clothes or shoes she spent it on herself. As soon as her youngest turned 18 (me). She filed actual Child Support claiming he never paid any to his 4 kids. He now is ordered to pay around $300,000.00.

My husband went to Federal Prison in that time she filed taxes in his name to collect refunds. (5yrs)

Sold our birth certificates.

]]> By: sydney http://www.mint.com/blog/uncategorized/tuesday-train-wreck-my-mom-stole-my-identity/comment-page-1/#comment-45423 sydney Sun, 07 Feb 2010 20:53:50 +0000 http://www.mint.com/blog/train-wreck/tuesday-train-wreck-my-mom-stole-my-identity/#comment-45423 How dare you quilt trip this person on sueing their mother for the wrong she did. i am also a victim of my family stealing from me and let me tell you when it comes down to it a theif is a theif. you are oviously a moron to let anyone mess up your credit and ruin you financially just because your related to them. oh and by the way, it takes YEARS to even rebuild from debt like that, and even so why would they take responsibility for money they didnt spend. get a brain. How dare you quilt trip this person on sueing their mother for the wrong she did. i am also a victim of my family stealing from me and let me tell you when it comes down to it a theif is a theif. you are oviously a moron to let anyone mess up your credit and ruin you financially just because your related to them. oh and by the way, it takes YEARS to even rebuild from debt like that, and even so why would they take responsibility for money they didnt spend. get a brain. ]]> By: Kirsten http://www.mint.com/blog/uncategorized/tuesday-train-wreck-my-mom-stole-my-identity/comment-page-1/#comment-43213 Kirsten Wed, 16 Dec 2009 20:47:42 +0000 http://www.mint.com/blog/train-wreck/tuesday-train-wreck-my-mom-stole-my-identity/#comment-43213 I'm shocked that some people don't want to do a police report on a mother or sibling stealing their identity because of siblings or nieces/nephews, respectively. That's even more of a reason to do it!! If they don't take on the consequences for their actions, they're going to do the same thing to your little brothers/sisters/nieces/nephews. They are leveraging the family relationship to get away with what they are doing. Do you think they would do this kind of stuff to a complete stranger? No, a complete stranger would report them immediately. It is hard to do, but the relationship is already destroyed. They chose money over your future and well-being. You might as well take the steps to make your family's (spouse, children, grandchilden) future secure. I’m shocked that some people don’t want to do a police report on a mother or sibling stealing their identity because of siblings or nieces/nephews, respectively. That’s even more of a reason to do it!! If they don’t take on the consequences for their actions, they’re going to do the same thing to your little brothers/sisters/nieces/nephews. They are leveraging the family relationship to get away with what they are doing. Do you think they would do this kind of stuff to a complete stranger? No, a complete stranger would report them immediately.

It is hard to do, but the relationship is already destroyed. They chose money over your future and well-being. You might as well take the steps to make your family’s (spouse, children, grandchilden) future secure.

]]> By: anita http://www.mint.com/blog/uncategorized/tuesday-train-wreck-my-mom-stole-my-identity/comment-page-1/#comment-42672 anita Thu, 03 Dec 2009 07:51:37 +0000 http://www.mint.com/blog/train-wreck/tuesday-train-wreck-my-mom-stole-my-identity/#comment-42672 I thought I was the only one! My father is a compulsive gambler, and I am a teacher in my early twenties. I helped him pay lots of his loans and debts, but he was writing bad cheques and depositing them and withdrawing money. I found out when my bank wanted to take legal action against me (luckily they didn't). I thought he had changed, but I just found out he stole my credit cards and debit cards from my purse and emptied out my bank account and maxed out my credit cards. I literally have nothing left and have no idea what to do. I don't want to press charges because he is my father, but I don't know. I don't expect he'll pay me back either because he is so far in debt. I thought I was the only one! My father is a compulsive gambler, and I am a teacher in my early twenties. I helped him pay lots of his loans and debts, but he was writing bad cheques and depositing them and withdrawing money. I found out when my bank wanted to take legal action against me (luckily they didn’t). I thought he had changed, but I just found out he stole my credit cards and debit cards from my purse and emptied out my bank account and maxed out my credit cards. I literally have nothing left and have no idea what to do. I don’t want to press charges because he is my father, but I don’t know. I don’t expect he’ll pay me back either because he is so far in debt. ]]> By: mark http://www.mint.com/blog/uncategorized/tuesday-train-wreck-my-mom-stole-my-identity/comment-page-1/#comment-42639 mark Wed, 02 Dec 2009 17:44:51 +0000 http://www.mint.com/blog/train-wreck/tuesday-train-wreck-my-mom-stole-my-identity/#comment-42639 my father takes my paychecks from the mail and hides them in his room, also calls my bank for statements and does what he wants with my $$ my father takes my paychecks from the mail and hides them in his room, also calls my bank for statements and does what he wants with my $$ ]]> By: sarah http://www.mint.com/blog/uncategorized/tuesday-train-wreck-my-mom-stole-my-identity/comment-page-1/#comment-39266 sarah Fri, 09 Oct 2009 13:13:17 +0000 http://www.mint.com/blog/train-wreck/tuesday-train-wreck-my-mom-stole-my-identity/#comment-39266 I am so glad i am not the only in this situation. My mother got a catalogue out in my name a few years ago now without my permission. I started to realise when i found a letter for an overdue payment in my name and people started ringing the house phone saying I have an outstanding bill.My mom said its probably just prank phone calls. This year i moved into a house with my boyfriend which we are renting, I went to buy a knew settee on finance and I was refused, when I started questioning this my mom immediately said she would pay for the settte for me and I could pay her back each month (she had recently won some money) I was still confused so I checked my credit report and found out there were two catalogues out in my name. I immediately put two and two together. I confronted my mom who said she had recently paid off the outstanding debt so didn't understand why I was so upset, she doesn't realise that it is now too late the damge is already done and my credit score is terrible. I worked so hard for years and I thought my score would have been excellent. People think I am being over the top when I say she has ruined my life but she has! I cant get a car, loan or even a small overdraft and i'm not even considering buying my own home because I know that can't happen. People say maybe its a good thing and it will mean I will never have debt because I have to buy everything but im sorry I could never possible save to buy a nice car etc. Does anyone know if I can get this off my name without getting my mom into trouble? Its somtimes gets me really down, my mom tinks everything is fine as I no longer mention it to her . I am so glad i am not the only in this situation. My mother got a catalogue out in my name a few years ago now without my permission. I started to realise when i found a letter for an overdue payment in my name and people started ringing the house phone saying I have an outstanding bill.My mom said its probably just prank phone calls.

This year i moved into a house with my boyfriend which we are renting, I went to buy a knew settee on finance and I was refused, when I started questioning this my mom immediately said she would pay for the settte for me and I could pay her back each month (she had recently won some money) I was still confused so I checked my credit report and found out there were two catalogues out in my name. I immediately put two and two together. I confronted my mom who said she had recently paid off the outstanding debt so didn’t understand why I was so upset, she doesn’t realise that it is now too late the damge is already done and my credit score is terrible. I worked so hard for years and I thought my score would have been excellent.

People think I am being over the top when I say she has ruined my life but she has! I cant get a car, loan or even a small overdraft and i’m not even considering buying my own home because I know that can’t happen. People say maybe its a good thing and it will mean I will never have debt because I have to buy everything but im sorry I could never possible save to buy a nice car etc.

Does anyone know if I can get this off my name without getting my mom into trouble? Its somtimes gets me really down, my mom tinks everything is fine as I no longer mention it to her .

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