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Charity: Who Cares?

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Americans lead the world in charitable contributions, giving $300 billion a year to charities. Sounds like a lot right? But this is just a drop in the bucket compared to the over One Trillion Dollars needed to keep US charities in operation, more than the US government collects in taxes. The rest comes from their own assets, government support, and foreign investment. Our visual guide to giving shows who’s paying and offers some tips on how to pick a charity of your own.

For more personal finance visualizations see: WallStats.com

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92 Comments so far

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  1. i think the most interesting take away was the amount of giving from conservatives to liberals.

    i would love to see more charities be transparent in their cost structures so givers can make better decisions.

    two links to really think about
    4 Hour Work Week – The Karmic Capitalist: Should I Wait Until I’m Rich to Give Back?
    http://tinyurl.com/2m53wy

    Greed with John Stossel
    http://www.youtube.com/watch?v=F0VHiONkot8

  2. Great information! Thanks for compiling it so provocatively. You might love the inspiring stories on our website — more than 80 extraordinary people from across the economic spectrum who have given at least 50% (compared to the average of 2-3%) of their income, assets or business profits. As your piece says so clearly — all of us could become Bolder Givers! See: http://boldergiving.org/inspiring_stories/

  3. well it seems obvious why.. most liberals think that the gov’t should be acting in the common good on theri behalf so they’re voting for obama who wants to give us all healthcare despite what your conservatives want.

    it also says that conservatives go to church 2x as much, which means it’s probably a lot of trying to score points with the imaginary man upstairs.

    yea i’m a liberal, no i don’t donate to charities i work at a public school instead.

    • @huh, the problem with the sentiment is that the liberal version of “charity” is not in fact charity. Charity is freely giving to someone in need. Forced governmental taxation to support people is the opposite, it is forced giving. It is only good for one side of the equation, it is only good for the person receiving. Charitable giving is actually beneficial to both people since it fosters community and virtue in the person giving and helps the person receiving. As soon as charity is mandated it is no longer charity.

      The basic difference is: conservatives believe they are personally responsible for helping the poor and therefore they give of their own money. Liberals believe the government is responsible and so they force their neighbors to give so they don’t have to give as much. It is the same childish, I’m not going to if my brother doesn’t have to mentality that liberals are showing. They won’t give unless everyone else is forced to give as much.

      One other thing:
      You’ll notice in this whole discussion, that both liberals and conservatives are taxed the same amount and the same percentage of their taxes go to help the poor. By saying you voted for Obama and therefore you’ve done your part, you are not addressing the real issue which is that the conservative is paying the same taxes you are and is still giving more to charity than you. You have basically copped out of the argument by trying to say it is someone else’s problem, not yours.

    • Jeremy

      So what if you work at a public school? You’re getting paid for it, it’s not like you’re working for free. Are you better than the architect who designed the school to be structurally sound so that the children would have a decent place to get an education? No, absolutely not.

      Everyone has a place in society, never think you’re better than anyone else, and never think you’re above giving to charity. Fucking liberal.

    • T mann

      Working at a public school for which you are paid is not charity. We, as individuals have a responsibility to take care of those who need help, especially locally. Charities are so much better with their money than wasteful government that encourages people to become dependent on them.

      And yes, I volunteer at local charities, give financially to them & hold food drives.

    • “no i don’t donate to charities i work at a public school instead.”

      You don’t donate to charities because you work for the government?

    • So what we learn from your comment is that while conservatives are charitable with their own money, liberals prefer to be charitable with other people’s money. And while conservative religious folk volunteer their time with all kinds of charities, religious and secular, liberals don’t donate *or* volunteer but think that taking a paycheck from other people’s money is an appropriate substitute.

      Thanks for making that comment. Now I can point to it whenever I make the argument I just made and I get shouts of outrage from my liberal friends.

    • I don’t consider places of worship charities. I consider them social clubs. I think they should be taxed.

    • JerTech

      My “social club” of worship provides a food pantry, free health care clinic for the uninsured, an intervention program for abusive men, a program to help people recently released from prison get back on track, an after school program for children, pregnancy counseling, and more. The dollars I give to it stretch way farther in actual aid and societal benefit than the dollars I give to the government.

      Where does the word “hospital” come from? Who lead the charge in building hospitals in this country? Where do people go when they’ve hit rock bottom and just need some help?

      Christians should, and regularly do, follow Christ’s teachings of caring for the poor. Now is as good a time as any to remember how (the real) Saint Nicholas did just that.

    • “most liberals think that the gov’t should be acting in the common good on theri behalf”

      Translation: most liberals think that electing representatives to confiscate others money counts as charitable giving.

      “yea i’m a liberal”

      Really! I’m shocked!

      “no i don’t donate to charities i work at a public school instead.”

      Translation: You talk a good game, yet contribute zero.

      Yeah, you’re a liberal for sure.

    • Your assumptions about what the major religions teach and their practitioners practice with regards to giving cause you to make an embarrassingly simplistic assumption of what motivates their giving. “Scoring points” has no value in what motivates the religious who give, in fact it’s quite the opposite, if your giving is to “score points” the teaching of the major religions is typically, keep your stuff “God” doesn’t need it. Further, based on the national statistics at most, 30% of US Americans attend religious services regularly (my direct observation in my local setting suggest that real %age is somewhat less), I’m not sure you can assume that all “conservatives” are religious nor that “conservatives” don’t expect the government to act in the common good any more or any less than “liberals” do.

  4. Donors should also consider the effectiveness of charities. Sure it sounds cute to make a dieing child’s wish come true but isn’t it more effective to donate to causes that work towards curing deadly diseases or lifting entire nations out of poverty?

    • Pure, cold, bloodless pragmatism is not all there is to the world. Showing a little compassion to those who are suffering while also working to cure that suffering is not going to prevent any disease from being cured or some nation remaining mired in poverty. Most of the problems with poor nations stem from their corrupt governments. Money doesn’t solve that. Nor does the money needed to take some kid to Disney World for his wish suddenly prevent some intellectual and scientific breakthrough from occurring. Or rather, having that money doesn’t guarantee the intellectual and scientific breakthroughs.

      We don’t (and shouldn’t) regiment our lives and societies to accomplishing anybody’s list of prioritized problems. Following your logic, we shouldn’t even care for some dying child. Leave them on the street to die and spend the money on curing the disease.

      I wouldn’t want to live in that world and I would resist efforts to turn this world into that kind.

  5. A good article, but I feel like there’s a lot of information that isn’t completely accurate. For example, the differences between religious and secular ‘folk’s’ contributions seems off. Fact is, I could be considered religious on paper, but I don’t practice and am actually agnostic. I’m sure this could apply to a good amount of others who were born into an organized religion but no longer practice.

    On a more personal level, I’m bothered by religion being far what a good of this charity money is going into, with health barely getting a fifth of that? Is religion really the most beneficial thing to be putting this money into? Americans may donate the most, but we clearly certainly don’t donate the most wisely. But that’s just my opinion.

    I changed my mind. The article is no good. Biased propaganda.

    • T mann

      You are free to give to whichever charities you like best, which I hope you are doing.

    • J the C

      It sounds like you’re just angry at “religious” people. Remember, per the article, “religious people give more to secular causes than secular people do.”

      On a more personal level, you can change the numbers! Just start giving money to some charity (and maybe don’t be so mad at the people who are giving away their money).

    • I can actually see how the religious end up being the on the higher end of giving based on what I see in our church. Each week or month, we have a committee that recommends different charity groups (both secular and religious) for our congregation to give to. During the time of collection, our Pastor reminds us of these groups, and many of us will pull out extra monies to help out.

      Without this observance, I don’t think I would know of very many charitable organizations that need my help. And, I’ll be honest, I’m not sure I would think of these other organizations outside of church as I am fully dedicated in my spare time to two charitable organizations already.

  6. Olivia Henley

    I am curious where this data comes from. As an Enrolled Agent, I observe trends on tax returns and with behaviors of groups of clients. I would be very concerned if the charitable giving figures came from IRS itself via tax return analysis, as I am sure many taxpayers are outright lying about their charitable contributions, or otherwise inflating them. The clients I find most likely to fall into this category are the ones who are also the most conservative and religious.
    In addition, due to the widespread corruption and abuse with non-profits in the US, especially those with religious exemptions, I would not be terribly confident about figures provided by those groups, either. While I can not claim to be an absolute expert, my own experiences with these organizations and people tells me that if all the US compares to my “test sample” of clients I have met, consulted with, or done work for, the figures could be a long way from accurate.

    • J the C

      Agreed. Statistics about anything can always “be a long way from accurate.”

    • J the C

      The article says where the statistics come from, at the bottom of the chart:

      Charity Navigator
      National Center for Charitable Statistics
      The Center on Philanthropy

    • The article/image says where they got the stats at the bottom: Charity Navigator, National Center for Charitable Statistics, The Center on Philanthropy

    • Melanie

      That may be your experience, but a lot of people (including religious individuals) file their own taxes and don’t hire someone else to do it, so I’d say your perspective is somewhat skewered as well. I would probably be categorized as one of the “religious” and “conservative” titles most likely, and if anything I under report charitable donations to the IRS. There are also charitable endeavors that are not necessarily organized or tax deductible. Going by experiential info, I’d say that accountants and tax preparers are at least as likely to want to fudge the numbers as the people they serve.

  7. I find it fascinating that religious people give more to secular causes than secular people. I wonder if there is a preference among the secular causes, like food pantries, etc. Some charities that I believe to be doing some excellent work are Kiva (www.kiva.com), Blood Water Mission (www.bloodwatermission.com), and Afar Imports (www.afarimports.com). I have no affiliation with these organizations in case that is a question.

    • ferridder

      The figures don’t say that religious give more money to secular aid organizations; they say that more of them give (some) money. Huge difference.

    • J the C

      Actually, ferridder, you’re wrong. The article states: ““religious people GIVE MORE to secular causes than secular people do.”

      It’s not MORE religious people, but religious people GIVE MORE.

    • The article actually says “Religious people give more to secular causes than do secular people”

      Kyle was right on this one.

    • Susan M.

      Might this statistic be because there are simply many more religious people in the country? So their numbers would naturally be higher than the total of secular? I’m secular, and I give even though I make below the poverty line. I am glad that everyone is giving, and if religious sentiment is contributing to something positive like secular charity, then I have absolutely nothing against that, and I’m not angry about it. I just think it seems a bit divisive for Mint to draw these blurry lines over religion. I don’t recall ever being asked about my religion, or lack thereof, when I donated, and I prefer it that way. So just out of curiosity now, can anyone answer my first question?

  8. The government loses some revenue on the tax benefits on charitable donations (let us say upto 35% of the donation value), but in reality if these charitable donations did not exist, the charities will not exist and many of these services would then need to be provided by the government with likely higher costs and overheads.

  9. I think you should not wait untill you are rich before you give. what rver you give comes back to you 10 fold. the problem is trust.alot of people want to wait untill they are better off financially untill they do give. but from my own experiences.for some unknown reasons, when i give it comes back 10 fold. I dont know if i am a liberalis or a activist but when my heart is touched, rather by a person by the street corner, or private donation, i give. martha burkley

  10. This is so terrific – I really wish I could buy it in poster form!

    As a professional development officer (fundraiser) these are all well known facts – but it’s so important that others know it too. Mint has really helped me track my philanthropy better – and I hope this blog posts hints at some updated support of philanthropic giving Mint.com.

  11. Mint–thanks for sharing some useful information. Unfortunately you also perpetuate a myth that donors should make overhead costs a part of their giving decisions. Even Charity Navigator acknowledges that overhead ratios tell you nothing about whether a charity is effective.

    Donors who want to make a difference should ignore the useless and harmful metric of overhead cost and instead focus on whether a charity is effective. There are three great places to look for more information on effective charities:

    1. Great Nonprofits: http://www.greatnonprofits.org
    2. Philanthropedia: http://www.myphilanthropedia.org
    3. GiveWell: http://www.givewell.net

    For more on why overhead ratios are the worst way to choose a charity this year see:
    http://bit.ly/6kjV9d
    http://bit.ly/75yhQ9

  12. I love the visuals but wonder about the data. Where did the $1.3 trillion number come from?

    And the recommendation to use Charity Navigator? Even the leaders of Charity Navigator don’t agree – check out the press release (signed by CN and others) and discussed on http://www.philanthropyaction.org – about how to pick a charity

    http://www.philanthropyaction.com/nc/the_worst_and_best_way_to_pick_a_charity_this_year/

    Lucy

  13. No doubt, some of this comes of the fact that the US has one of the most favorable tax codes for charitable giving, including to religious organizations.

    “The UK and US, where there are high giving levels, have the most generous tax regimes but there is as yet no international research comparing the precise effects of different tax reliefs on levels of giving.”

    (http://www.cafonline.org/pdf/International%20%20Giving%20highlights.pdf)

    • It can’t all be due to the tax code. Remember this from the chart:

      “When calculated as a percentage of income the neediest become the most charitable. Those who earn less than $20,000 become twice as charitable as those who earn $100,000 even though they donate one fourth as much.”

      Those who earn less than $20,000 are not likely getting any tax benefit from their giving, but are percentage-wise the biggest givers.

  14. if you’re feeling charitable, here is a list of charities i have collected that you can donate to: http://delicious.com/johnfromberkeley/charities

  15. Well, look at what the majority of individual donations go to – religion. Poorer people are far more religious than their better-off counterparts, so of course “poorer people are more generous”. Keep in mind, that “generosity” includes paying 10% of your income to your religious organization as a “tithe” – something that, according to most religions that collect tithes, is something that you must do if you want to have a pleasant afterlife (aka not burn in hell).

    So basically, a lot of poor people are scared into turning over 10% of their income to some church, while wealthier (and more educated) people would refuse such rubbish.

    • @Brent Bordelon
      I think it is interesting that the majority of donations (“go to religion” as you so eloquently stated) when the facts are that the majority of good and charitable works are done by religious people. That outcome makes sense to me. Additionally, your comment is most revealing in what you don’t say as much as what you do. I would consider myself a wealthy and educated individual and my monetary giving and serving is no payment for a “pleasant afterlife.” As a Christian I give because I have received. I give because I am created in the image of the Giver. I give because I am most like my Father when I give. My security for the afterlife was secured for me not by me.

      Your misunderstandings and mischaracterizations reveal both how little you know about the majority of givers in this country as well as your reasoning for why you give so little. Or in your own words “while wealthier (and more educated) people would refuse such rubbish.” So tell me then, in your education and wealth why exactly do you NOT give.

    • ferridder

      @Kevin: I’d expect “The majority of good and charitable works” to be done by religious people, since they are a large majority of the population. That makes sense to me.

      As to how much of donations to churches go to the needy, as opposed to upkeep, missionary work, staff salaries and central administration, I would really like to have figures of that, but can’t imagine it being more than 50%.

    • @ferridder: We don’t know what percentage of the population fits into this chart’s “religious folks” category, the numbers say they don’t just do the majority of the work because they’re the majority of the people. A greater PERCENTAGE of religious people give to and volunteer for both religious and secular causes.

  16. The poor give to the poor, because the poor know the poor. The rich don’t know the poor, they don’t interact with them regularly, and therefore they don’t care as much about them.

    As john F. Kennedy said “ask not what your country can do for you, ask what you can do for your country”

    • Then why do the wealthiest 10% give a total of 25% of all charitable gifts? because they don’t care as much about the poor? if there are 10 people and 4 apples (which represent charitable giving) one person takes 1 apple, and 9 people take 3. that speakes volumes for how much wealthy people give to charity. Steve, I’d suggest you look at the stats before making a statement not based in fact. Still, I agree with your JFK quote. Ask what YOU can do for your country.

  17. Your blanket assertions regarding telemarketers are quite tragic; having been a directly-employed telefunder for several non-profits over many years, I’ll tell you right now, no-one working with me was getting rich. Our highly effective team members were responsible for nurturing multi-year connections with individual donors and soliciting important feedback about the cause(s). We were more effective than direct mail, television, radio or print ads or ads in print materials originating from the organization associated with performances, broadcasts or similar. We brought lapsed campaign members back into the fold, increased people’s gifts year over year, and generally helped to ensure the survival of the organization(s).

    While outside agencies employed by non-profits may be staffed with poorly trained greedy people, everyone I worked with put their heart and soul into their work and were a crucial component of success for the fund-raising campaigns. Your article does those charities and those who employ them a grave disservice.

  18. Screenking

    Speaking of charity, perhaps Mint could be more charitiable and less stingy with their customer service. Between the canned support emails and the lack of interaction in the support forums, it can only be characterized as Scroogetastic. Maybe they could take the guy who spends all day making those fancy illustrations and have him respond to customer issues, then I wouldn’t have to waste my time making inane comments on the blog in order to be heard.

    Oh Yeah – forgot to mention that it’s now day 9 since the 15th largest bank in America (TD Bank) has stopped working.

    Bah Humbug.

  19. Anne Highsmith

    To HUH… the “imaginary” man upstairs? Are you kidding? You don’t donate because you work in public school? Wow, you’re really doing a lot for the world. Great job. It’s no wonder our public schools are in trouble if people like you are working in them. You sound illiterate. You can dissect it any way you want but conservatives do give more in time and money, adjusted for income. It’s a fact. This exposes liberals, once again, for what they really are… hypocrits.

  20. A very informative and enlightening article. Really made me re-think about the concept of Charitable Giving. Here in Thailand it does not exist in this format. Partially because of our Buddhist culture and more likely because of lack of available funds

  21. I wonder if most of these money either being stolen or frozen on bank accounts because just 1/7th of them (I’m talking about $300 billions donated by USians) is enough to eliminate hunger on Earth completely. But hunger still “available”.

  22. Thank you, I enjoyed this.

    But – it is not a “$37 Billion loss” for the government!
    That’s the fraction they don’t pillage from us,
    with which we can do some good of our choice with our earnings.

  23. First, on the conservative vs secular: more than 95% of the population claims to be religious of some flavor, so the actual donation totals are even more different than the % of population shown. Second, if someone really wants to help their fellow man they should donate directly, even as a liberal. The amount wasted on admin by the government and other secular organizations is staggering. Note to “Huh”, you work at a public school job. You are using that as an excuse to not give. Olivia Henley, if you “know” of all this corruption in religious giving then you should be fired for not doing your job. In reality, you do not know. Finally, for Christianity, you do not score points with the man upstairs by giving. Salvation is a gift. Maybe that statement is true for other religions. That I don’t know. “Huh”, get your facts straight.

  24. Lucky the cat

    Of course its an unfair comparison since Europeans tend to go for a much higher tax rate and government run things (like health care). So things which are chairtys in the US are tax payer funded in the EU.

    • @Lucky the cat: Socialized health care only accounts for 7% of charitable giving in the US, so that doesn’t explain the difference between American and European giving.

  25. I donate to non-political non-religious charities that help people help themselves. Most of “donating” is done through Kiva.

  26. @jake: Remember that many religious organizations, churches and the like run group meetings like Alcoholics Anonymous, Salvation Army, soup kitchens, daycare, after school programs, disaster relief (Katrina), and education, so it’s not just donated for “religious only” purposes.

  27. Olivia said, “I am sure many taxpayers are outright lying about their charitable contributions, or otherwise inflating them. The clients I find most likely to fall into this category are the ones who are also the most conservative and religious.”

    To which I say: Olivia is trying to change the subject away from why she doesn’t give to charity. “Yeah, I don’t give,” she says, “but they’re all just as self-consumed as me, they’re just liars, too! Especially those religious ones!”

  28. Don Miller

    Thank You!!!

  29. I wonder if conservatives give more because they recognize that charity ought to be a personal responsibility, while liberals think it’s something the government ought to do… just think how much more money a charity would receive if those taxes distributed to welfare programs were given directly to the charity without going through our bloated, greedy government.

  30. i hope you guys considered the much higher taxes in europe and the church/social taxes germans pay to the government every quarter which would ends up under “religion” or “human-services” donations on your list.

  31. It does make sense that a more liberal mindset and liberal government would impact giving. Not because taxes are higher, but because there’s the mindset that there’s no personal responsibility, only government responsibility.

    It can’t just be about tax rates according to this chart because it says
    1 American = 3 Frenchmen = 7 Germans

    The tax rates are
    28.2% America, 53.6% France, 51.73% Germany.

    The French tax rate his higher than the German tax rate, but French are more charitable. Source: http://en.wikipedia.org/wiki/Tax_Freedom_Day#Tax_Freedom_Day_around_the_world

  32. LOLZ111

    Why liberals are shown to donate less:

    Work harder to do away with poverty altogether, rather than simply donate to the impoverished
    Are less likely republican and thus less concerned with circumventing taxes
    Are less religious

    Donations from religious zealots, which happen to be mostly conservative, arent really donations at all, they’re investments. These people donate expecting some form of supernatural reward at some point. I know such a person, always trying to give things to people and has explicitly stated that she thinks it will bestow some kind of positive karma on her or something — she is a Christian. So no, those aren’t donations, they’re investments. People who read the bible and see Jesus telling them to give stuff to the needy aren’t donating, their obeying to avoid damnation.

    Secondly, you aren’t usually asked what your political ideology is when you donate something, so this data must’ve come from a very small, specific sample.

    • It seems to make plenty of sense to me that “conservatives” give more to charity than “liberals.” It seems that one group tends to trust the government to spend their money wisely and the other doesn’t. We all know that conservatives don’t trust the government to spend their money wisely, so they employ a tax strategy called charitable giving.
      Potentially we could even make the argument that they donate more or less equally when you take a look at the tax benefit received.
      Conservative-35% tax brackett-donates $1000–claims it on their taxes receives $350 tax break
      Liberal-35% tax brackett-donates $650–they trust the government to spend their money wisely so may or may not make the effort to claim donation on their taxes. $350 still goes from the liberal’s pocket to the government’s.

      In this scenario, both individuals chose to give selflessly in one way or another and both had $1000 coming out of their pockets. Obviously, it would require some research to prove, but it is plausible.

    • Lolz, you are partly correct on the Christian giving thing. We are obeying, but not to avoid damnation. You cannot ‘work’ or ‘donate’ your way to Heaven. Christians, liberal and conservative alike, give out of gratitude, because of the belief that we have already received the supernatural reward. The debt has been paid by Christ on the cross.

      So it’s not an investment – it’s a great feeling of joy to freely give, and I look forward to the day I can give double the amt that I do currently, to religious and secular charities both.

    • Melanie

      While I am sure there are some sects that believe as your friend does, the majority of Christians I know and associate with do not. In fact, giving has no impact on one’s salvation in Christian doctrine. I could give everything I have and it is nothing without true charity. That’s actually a scriptural paraphrase. It is not an investment to me. It is because I actually care. We are told to provide for others, but not so that we can earn our salvation. Christ already provided for it. It really isn’t an investment in that sense at all to many. It certainly isn’t to me.

      I have yet to see any government program really work to eliminate poverty. Don’t most of them just give away services to the impoverished?

    • Your argument is flawed because conservatives even give more of their own blood. Not only is human blood not tax deductable, it also doesn’t help you get into heaven. Conservatives give because it is about personal responsibility.

  33. America’s tax laws seem to encourage shady, not-for-anyone’s-actual-benefit “donations”. I’m glad to live in a country that taxes more and gives less but where the gap between the rich and poor is not so gross.

  34. Will money be taken from my taxes because I have a student loan?

  35. Citizens of other countries pay more in tax to go to social services (such as universal health care) and are happy to do so. It would take a lot of charitable giving by Americans to make up for that.

  36. You know what amazes me? That no matter what the article, no matter the content, no matter if the writer is showing statistics or photos or quotes from famous people. It doesn’t really matter. Folks will find SOMETHING in that article to bitch about. I don’t care if you’re liberal or conservative, religious or secular, gay or straight, man or woman. It seems most people can not just read an article and say, “Hmm.. that’s interesting” and move on. No, it has to be dissected and commented on. It has to be a forum to argue with other people about their opinions which, if you haven’t heard, everyone has them. And look at me. I am commenting on how absurd the whole practice is. I think I’ll go back to bed now.

  37. SeattleFundraiser

    To the person at the top of the comments list who said that redistribution of wealth through taxation only benefits one side, I would simply state that there are certain “goods” that we all seem to agree upon which we agree to tax ourselves to create. This means that we all benefit. Those good include: public education through college (the good there is having an educated electorate, a thriving economy with people who can afford to purchase goods and services and invest in property, and innovation from having strong institutions of higher learning). Other public goods include things like roads and highways, bridges, sewage systems, clean air, clean water, national parks, ambulances, fire, police. Elder care. Do you want to return to the days before social security and do you want health care to be the domain only of those who can afford it?

    The challenge I would make to this piece is that we DON’T tax ourselves for basic public goods — instead we hire millions of people to fund raise funds for the most basic services — it’s an inefficient system. For this reason, I don’t think Americans deserve to be patted on the back. Charitable giving and philanthropy cannot replace the role of government.

    • I don’t think you are entirely wrong here, SeattleFundraiser. You do have to understand, however, that conservatives dislike INCOME taxes. Many of the things that you support such as public education, roads, fire departments, sewage, clean water, police, and what not are all funded from either gasoline excise taxes, sales tax, or property taxes. These taxes are okay in my mind, even as a conservative. If you do not wish to pay for highways or roads, you can simply stop driving or purchasing gasoline. If you do not like public water/sewer/education/police/fire you are free to move outside of a city, or to a rural state where you can be free from property taxes. You see, the Income tax, which you cannot escape, is often used for the most illegitimate purposes, such as war, government bailouts, or poorly run welfare programs plagued by fraud.

  38. How do you deposit money into your Bank of America checking account?

  39. What does “giving” $404 Billion to Walmart have to do with anything???

    Millions (Myself included) depend on Walmart for the basic necessities. Are we supposed to donate to charity more than we spend on ourselves? Given what we are taxed and what we donate, that might be the case for many.

    And it’s “who GIVES 1% of revenue back to charities”

  40. I’ve been looking all over for this!

    Thanks.

  41. Fantastic post! Thank you for this excellent summary of what is best called the social-profit sector. Bravo for the excellent things to look out for.

    A badly needed piece of education. Please leave this up; I will refer to this page continuously.

  42. This is a great visual! Thank you for sharing!!!

  43. Kristy

    I work in fundraising and this is pretty accurate but I would disagree with a few items. First of all – not all tele-fundraising efforts are “for profit”. While some organization may hire an outside company to run a phone campaign, many, especially educational institutes, are done in house so the money is going to 100% to the cause. Besides, they’ve already spent the money to call you so you actually would make their operation less efficient if you say no and then call in another time. The same logic applies to galas. While they are also a very expensive way to raise money, the event is going to happen either way and as always, if you want to help the event raise money just write a larger check.

  44. I think you can’t really compare the different countries. For example in Germany we have a church-tax. The church doesn’t have to finance itself via donations.

    We also have a national pension- and health insurance system. So there is no need to give money to e.g. veteran associations.

    And we also don’t have people like Warren Buffet. ;-)

  45. I just want to reiterate the point that overhead ratios are the worst way to pick a charity. Plenty of charities generate incredible value in terms of volunteer hours and in-kind donations, which are not picked up in terms of the overhead ratio (think, Interplast). If you make the denominator bigger by including value generated, then the true overhead ratio is quite small for an organization like this. However, Charity Navigator (which relies on IRS data) doesn’t measure that.

    Give based on impact, not overhead ratio.

  46. Bill Ernstberger

    And all of the above America-the-great aggrandizement is just hyperbole in light of the so-called health care system entrenched in this shameless nation.

    Green toilet paper, what is commonly referred to as money, takes precedence over human lives. According to the Constitution, a document supposedly revered in this country, gold coin is the money of account, not paper. Yet, this very document is used to point out that there is no mention in it of a person’s “right” to healthcare. And so what does that leave those millions who are without the proper care of doctors and medicines because their only “crime” is that of being poor? You got it, DEATH CARE. No shame in this, though, is there? After all, trillions are being generated into this marvelous capitalist system….

    And while we’re at it, let’s not forget the thousands of homes in the great State of Maryland that’ve had their power turned off, again because they haven’t the money to pay their bills and feed the coffers of Mr. Buffet.

  47. It seems to be that people take great pride from giving to charities. Especially religious conservatives (sorry if I am being redundant).

    If you give money to charities, please think of the following before you give:
    1. What is the problem that you are trying to solve? How did it get created? Look for the root of it.
    2. Is your job helping perpetuate this problem? Is your lifestyle helping perpetuate this problem?
    3. Is there another way that you can help solve this problem that involves personal time instead of giving money?
    4. Find out how much of your donation goes directly to the person/community in need.
    5. This might be a little hard and it applies to only some areas, but find out if the elders of the community (older people in need) had an active voice when the charitable donation decided on a solution for them.

    By the way, I try to stay away from giving money to charities, because one, I do not have extra money to give, two, I volunteer my time, and, three, I try to keep myself informed about the companies where I get my products from so that the problems that charities are trying to solve decrease a bit.

    Get informed. Act consciously.

    Paz.

  48. Interesting, no, ironic how an article on CHARITY can generate such UNCHARITABLE conversation from both sides of the aisle! The point I took form this amazing visual depiction of US American giving is how generous Americans are in general. I believe we are all pretty much committed to government of… for… and by the people is the underlying value we all believe in. The “liberal”/”conservative” divide amongst us has to do with the development of western thought in the 17th, 18th and 19th centuries, and not the religious traditions. “Liberalism” / “Conservatism” are not rooted in religion and that is why you have the same debate in religious circles as in the general populace. US Americans tend to be generous and we are so both in our personal giving and in the institutions we support to structure our society. Give each other a bit of charity!

  49. I always carry extra beer in the truck to hand to the bums begging a buck.

    The happy look upon their faces as they scamper off to guzzle their treasure is worth every penny I pay for the liquid joy.

    And my liver quivers with self-pleasure at the wondrous deed I have performed.

    If God is a drunken bum in some celestial back alley my soul is surely saved from the get-go.

  50. There is no god. Your church IS a social club and deserves to pay taxes.

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