Also, higher level category totals (e.g. auto grand total) don’t auto sum making it necessary for the user to manually enter.

Furthermore, when a sub category is included on the budget along with a higher level category total the total of the budget is erroneously inflated because the software double counts the items.

Also, myself as well as many other users seem to be experiencing errors in which items that have been manually categorized keep reverting back to the category they were initially categorized when they were imported from their respective accounts.

Last, currently users are not able to add their own unique category classifications which really limits how the information is displayed.

Despite these things I think the program has some real potential. I would like to see an income and savings section added to the budgeting functionality as well as some tools to manage retirement accounts. Also, a net worth section with tracking over time, debt reduction planner, and user defined categories would be nice. Last, those little bugs that make using the site somewhat annoying really need to be fixed. And…perhaps someday add tax preparation software. Okay, maybe I’m dreaming, but if Mint does these things no one will ever need another personal financial package ever again! However, until the income and savings functionality get beefed up and the minor bugs get worked out the site is of limited benefit to me…and so I’m looking for greener pastures.

Liz: Sorry about your comment being held up in the spam guard. The SmartSave system can definitely be better. As we expand the database and iron out the algorithm, we hope to make the system more robust so that it can better identify accounts so it can better compare and contrast accounts objectively.

User-side functionality to help us identify account rates is a great idea and it’s something we’ve looked at. As we work on the system, we appreciate these continual feedback as it helps us develop a better service for the user and keeps us on our toe ! Thanks for using Mint and thanks for your feedback!

If Mint can’t pull the information from the accounts themselves, there should be an option for me to enter the details manually. It’s not helpful to be told that a savings account earning 4.5% APY is better for my finances than my current 5.0% APY account.

Still, I love the interface and the expense analysis is fantastic. Keep the good stuff coming!

What about cash transactions? Can we enter them manually? How does classification work? Is there a demo I can try out?

Anyone that’s spent hours pouring through websites and message boards to look for the best rate on high-yield online savings account or credit card offer will know what I’m talking about.

You shouldn’t have to be a rate-chaser (or for that matter, know what a rate-chaser is) to be able to receive updates on the best rate or deals out there.

If you have ideas for deal searching/matching besides financial accounts such as savings, checking, and credit card; you should leave a comment and give your feedback!