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OnBank CD
We’re sorry, but this offer is no longer available. It may have been discontinued. But, we can match you with a personalized, money-saving offer.
How does it work?
- We analyze your current spending and accounts
- We then find personalized offers that will save you the most money
OnBank is the bank without walls, long lines or complexity. Although OnBank has no physical branches, they pride themselves on providing the same customer service of a traditional bank. Earn a great fixed rate with an OnBank CD, no matter which term you choose. Apply for your new account in minutes - you can open one with as little as $500, and it's FDIC insured up to maximum applicable limit. You can also manage your account anytime with OnBank Access.
- minimum to open
- $500
- early withdrawl penalty
- Yes
- apy
- APYs on CDs are variable depending on the balance and term of the CD:
| Balance | Term | APY |
|---|---|---|
| All balances | 3 months | 0.25% |
| 6 months | 0.25% | |
| 1 year | 0.75% | |
| 18 months | 1.01% | |
| 2 years | 1.01% | |
| 3 years | 1.55% | |
| 4 years | 1.75% | |
| 5 years | 1.95% |
Account Features
- Earn a great fixed rate, no matter which term you choose.
- FDIC insured up to maximum applicable limit.
- Apply for your new account in minutes.
- Transfer money from another bank.
- Manage your account anytime with OnBank Access.
- Open your account with as little as $500.



