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E*Trade Max-Rate Checking Account
We’re sorry, but this offer is no longer available. It may have been discontinued. But, we can match you with a personalized, money-saving offer.
How does it work?
- We analyze your current spending and accounts
- We then find personalized offers that will save you the most money
Earn interest on your checking with the E*Trade Max-Rate Checking Account. This account offers a high APY on balances of $5,000 or more -- perfect for anyone who carries a higher balance. No ATM fees on any machine, at any bank, anywhere nationwide via unlimited ATM fee refunds. Other benefits include free online bill pay and advanced reporting, free one-click transfers to and from any institution, and unlimited check writing. Plus, it lets you keep track of your spending with online check and deposit images. Open an account online in just minutes, and start putting your money to work for you today.
- issuing bank
- E*Trade
- monthly fee
- $15
- minimum opening balance
- $100
- minimum no—fee balance
- $5,000
- apy
- 0.05% on balances up to $5,000
0.30% on balances over $5,000 - free bill pay
- Yes
- free atm use
- Yes
- debit card
- Yes
Account Features
- 0.30% APY on accounts $5,000+.
- Unlimited ATM fee refunds.
- Free online bill pay.
- Unlimited check writing.
- Online check and deposit images.



