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Discover® Motiva Card
We’re sorry, but this offer is no longer available. It may have been discontinued. But, we can match you with a personalized, money-saving offer.
How does it work?
- We analyze your current spending and accounts
- We then find personalized offers that will save you the most money
Paying on time gets rewarded with the Discover Motiva Card. Every time you make 6 on-time payments in a row, you'll earn a Pay-On-Time Bonus equal to a full month's interest. Plus, you'll automatically earn up to 1% unlimited Cashback Bonus on your purchases, and a 5% to 20% Cashback Bonus through our exclusive online shopping site. The cash rewards are unlimited and there's no annual fee. And you can turn your Cashback Bonus into even bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name partners. Discover's excellent customer service offers timely reminders to help you avoid fees, as well as live phone support in under 60 seconds, guaranteed.
- issuing bank
- Discover
- credit score required
- Good (690+)
- sign up bonus
- $0 cash
- apr
- Purchases3.99% for 6 months
11.99% thereafter - Balance Transfers3.99% for 12 months
11.99% thereafter
- Purchases3.99% for 6 months
- balance transfer fee
- 3.00%
- annual fee
- $0
- rewards
- Everything0.25% cash back up to $3,000
1% cash back over $3,000
- Everything
Card Features
- Pay-On-Time Bonus equal to a full month's interest every time you make 6 on-time payments in a row.
- Up to 1% unlimited Cashback Bonus on all other purchases.
- 5% to 20% Cashback Bonus through our exclusive online shopping site.
- No Annual Fee.



