How Mint Helps with Credit Cards

Get alerts on fees.

Mint.com can help you figure out exactly what you’re really being charged to use your credit card. Mint notifies you of any fees that your bank charges. You might be surprised just how much you’re paying: the average American pays over $250 in fees each year. Mint can also email you or send a text message when a bill is due, so you can avoid late fees.

Learn how to improve your credit.

Mint shows you the interest rate and balance on each of your credit cards, so you can identify and pay off the most expensive ones first. Then you can use Mint’s budget analysis tools to find a few categories where you want to cut back. Set a budget amount and an alert to make sure you stay on track, and apply those savings to increase your monthly payments -- and shore up your credit.

Get the lowest APR.

Mint analyzes hundreds of credit cards to determine exactly how much interest they charge annually on new purchases as well as balance transfers. We can show exactly which card has the lowest APR while still fitting into the way you use your card, whether you pay everything off monthly or carry a balance.

Find better offers for other cards.

Mint looks at your monthly spending and the categories where you spend the most. Then it recommends the credit cards that are just right for you: ones with a lower annual percentage rate than you currently have and with rewards that suit your lifestyle.

Tracking your credit card spending is easier with Mint.com

Mint pulls together all of your spending into one place, with automatic categorization and helpful charts. And our budgeting tools make budget planning a snap.

Want to learn more? See our pages on How Mint Helps With Credit Cards, Types of Credit Cards, and Tools You Can Use.