Free Money Management Software and Tools from Mint

Award-Winning Money Management Software...for Free!

Because Mint.com solves the long-standing problem of easy, automatic and online money management, we’ve caught the attention of major national media and won recognition and multiple awards from PCWorld, PC Magazine, BusinessWeek, Lifehacker, TechCrunch and others. Click here for more information on product reviews and awards. We’re honored --- but the benefits go to you! You can get access to everything that Mint.com offers with a quick, five minute, set up today. No need to go find your credit card; Mint.com is free!

Your personal finances in one place

Eliminate the need to manage multiple Web sites to get a comprehensive view of your personal finances. Mint.com connects securely with more than 5,000 US financial institutions. By adding your bank, credit card and investment accounts to Mint.com, you get a complete perspective of your finances in one, easy to use location. Planning your personal budget just got a lot easier.

Separating your work expenses from your personal spending or joint accounts from individual accounts is also simple. Simply hide the accounts that you wish to exclude from your financial picture.

You’re automatically up-to-date

Once your accounts are added, Mint.com retrieves new transactions and balances from your bank, credit card and investment accounts automatically, every day. This means you’re on top of your money, with no online budgeting spreadsheets, desktop financial management software or manual labor required. Mint.com automatically keeps your personal finances up to date for you so you can save more money and focus on living.

You’ll know where your money goes

We automatically categorize your transactions to make it easy to see how much you’re spending on food, gas, groceries, entertainment, and more. Some handy reporting and budgeting tools allow you to see your spending trends over time and drill down into individual categories to see how often and how much you spend at your favorite merchants.

Spending trends throughout Mint show spending history for different merchants and categories automatically.

Track your cash spending— without the work

Cash purchases can be a blind spot when you’re trying to create a budget. Mint users can split ATM withdrawals into categories to show where the cash was actually spent. Our budget software also automatically detects ATM fees and will categorize the fee portion of the transaction for you. Likewise, purchases from a department store like Target can now be split into the appropriate categories. Splitting transactions helps Mint users to tidy up even the hardest to manage corners of your personal finances.

You can compare your spending to others

Curious about how your spending habits compare with other peoples’? SpendSpace allows you to compare your spending, in any category, to that of other Mint users in US cities, states and to national averages. SpendSpace is completely anonymous… and highly addictive.

We make personal budgeting ridiculously easy

Mint.com makes it easier to save money by automatically monitoring your monthly spending. Simply add a category you’d like to create a personal budget for, set your amount, and that’s it! We show your average and historical spending in that category so you can set realistic goals.

You will be automatically notified by e-mail or text message if you go over budget and budget tracking is easy during the month on Mint.com.

We look out for your personal finances

Tired of being the last to know about activity in your accounts? We can help. Mint.com can alert you by e-mail or text message as soon as something out of the ordinary takes place. We offer the following customizable alerts:

• Low balances in any checking or savings account
• Credit card bill due dates
• Low credit on credit cards
• Over your personal budget on any selected category
• High or unusual spending based on your history
• Bank/ATM fees and finance charges
• Large purchases
• Large deposits, like a paycheck
• High or unusual spending by category based on your history

The last alert is especially important because we can quickly inform you of any suspicious activity in any of your accounts. The faster you catch any problems, the faster you can react to protect your personal finances, credit score and identity. With Mint.com on your side, you won’t be surprised by bad news in your month end statements.

You can save money instantly

We know that most people are too busy to stay current on the hundreds of bank and credit card deals offered these days, so we’ve made it our job. We maintain a database of the most attractive checking, savings, credit card and monthly services offers on the market and analyze your spending to find the best fit for you. Simply click on your current accounts to see exactly how much more money you will have if you switch. Choose from several providers and compare their offerings.

Mint.com suggests both sponsored and unsponsored offers—so sometimes we make money and sometimes we don’t, but you save money every time.