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  1. Living Trust

    Living trusts are legal documents that are widely used to declare what assets should be distributed to beneficiaries if the granter or trustee were to become incapacitated or die. One major benefit of living trusts is that it allows assets to be passed to beneficiaries without having to go through the court probate process, which allows beneficiaries to save significant time and legal expense. Additionally, privacy with trusts is maintained for beneficiaries and the deceased versus probate being on public record.

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Reprinted from www.pcmag.com, June 20, 2008, with permission. Copyright © 2008 Ziff Davis Media Publishing Holdings Inc. All rights reserved.