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  1. Social Security

    Social Security is a government run welfare insurance plan. It was created to assist retirees and their survivors by adding additional income and also to support those with disabilities, unemployed workers, and lower income individuals and families. Social Security payments are funded through FICA taxes that are pulled from payroll income.

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Reprinted from www.pcmag.com, June 20, 2008, with permission. Copyright © 2008 Ziff Davis Media Publishing Holdings Inc. All rights reserved.