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Capital One Online Savings Account

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  2. We then find personalized offers that will save you the most money
Find your savings
Discover the savings account that delivers smarter growth and greater freedom with the Capital One Online Savings Account. Your competitive interest rate goes even higher on balances above $10,000 -- giving you a yield that's among the best in the nation. You can access your money securely and easily with free online transfers to and from your existing external bank accounts. And there are no fees, no minimum balance, and service and maintenance fees don't apply. For extra peace of mind, this account is FDIC insured to at least $250,000 per depositor.
issuing bank
Capital One Direct Banking
monthly fee
$0
minimum opening balance
$1
minimum no—fee balance
$0
apy
0.60% on balances up to $10,000
1.60% on balances over $10,000
free bill pay
No
free atm use
No
debit card
No

Account Features

  • 1.60% APY on balances above $10,000.
  • With less than $10,000, you'll get a 0.60% APY.
  • Access your money securely and easily with free online transfers to and from your existing external bank accounts.
  • No fees and no minimum balance.
  • Service and maintenance fees don't apply to this account.
  • FDIC insured to at least $250,000 per depositor.
Learn more about this account >

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