Budget
My wife and I have been using Mint for about 10 minutes and have already found great offers, and have better aligned our budget.
—Chad E., Mint User
If you’ve tried and failed to stick to a budget plan in the past, it’s time to stop feeling guilty. Until now, it’s just been too difficult to understand where you’re spending and where you can cut back, and to set and stick to realistic goals. Mint’s made online budgeting easy and automatic for the first time.
Where does it all go?
In the past, understanding where your money was going meant collecting paper receipts for a few months and building a financial planning spreadsheet to get to some insights. Now, you can know everything in five minutes using Mint. That’s all the time we need to collect, categorize and analyze your spending.
Where are you overspending?
Chances are you’ll be surprised by a couple of expenses. Still paying for some services you longer use? Cancel them. Find some fees that seem wrong? Challenge them. After those immediate savings, you can focus on the two to three spending categories where you’d like to cut back.
What’s a realistic financial plan?
Try a 10–20% reduction in those two to three categories to start. Or, compare your spending to others’ using our SpendSpace feature. Are you spending more or less on gas than your neighbors?
Track your progress
Set up budgets for each category you’re targeting, and Mint will automatically track your spending against your budget each month. Ask Mint to send you an email or SMS text message if you want help staying on track. You’ll be on top of your personal finance spending in no time, eliminating month-end surprises and watching your bank balance grow instead of shrink. That’s budgeting made easy.
