How To

5 Steps to Getting the Financial Education You Need

5 Steps to Getting the Financial Educaiton You Need ::

When I started my financial planning career seven years ago, I quickly learned that the people who were financially successful were the ones who dedicated the time and energy to regularly budgeting, managing, and planning out their finances. In other words, they had the discipline get a financial education, and continue to expand that education...  Read more


Great Expectations: Recent Graduates’ Dreams Vs. Realities

Graduates' Expectations Vs. Reality ::

We’ve all heard stories of starry-eyed college grads stepping out into the real world only to have their dreams crushed by an unforgiving labor market. But are young professionals really that idealistic, or do they have a better understanding of their prospects than we think? The following inforgraphic takes a look into pay gaps, salary...  Read more


What is the Average American Credit Card Balance?

What is the Average American Credit Card Balance? ::

As much as we may hate it with every atom in our bodies, credit card debt is a reality virtually every one of us must deal with. Obviously, everybody’s goal is to eradicate or at least minimize the debt, but that’s oftentimes far easier said than done, especially if your income is low enough that...  Read more


Real Estate Q&A: Avoiding Rental Scams and How to Build a Career in Real Estate

How to Avoid Rental Scams ::

Zillow real estate investment writer and long-term investor Leonard Baron, MBA, is answering questions from MintLife readers. If you have a question about investment properties, cash flows, insurance, mortgage financing, homeowners associations, renting versus owning, foreclosures and more, drop Leonard an email. Avoiding Rental Scams Marge of Columbus, OH asks: I keep hearing about rental-property scams,...  Read more


How to Start Investing: Part 1

How to Start Investing - Part 1 ::

It’s Financial Literacy Month again! How did you celebrate last year? I bet your financial literacy party wasn’t as much of a rager as mine, which consisted of a comfy couch, a local craft beer, and a big pile of personal finance books. This year, I’m bringing the party to you. I’m going to teach...  Read more


10 Steps to a Cheaper Easter

10 Steps to a Cheaper Easter ::

Easter’s on its way, which means candy galore, expensive church outfits, and untold amounts of money for a ham dinner at the local restaurant. Thank God that stupid rabbit hops along only once a year, right? Well, if you play it right, and exercise a little ingenuity, your Easter bill can run so cheap you...  Read more


Do Credit Scores Reward You for Having Debt?

Do Credit Scores Reward You for Having Debt? ::

Credit scoring has become ubiquitous in consumer lending, insurance underwriting, tenant screening, and utilities. A solid credit score will help to open the door for inexpensive or interest free financing, cheaper auto and homeowner’s insurance and the waiving of deposit requirements. Having a poor credit score means limited and expensive financing options, deposits, and difficultly...  Read more


Top 3 Financial Mistakes Young Professionals Make

Top 3 Financial Mistakes Young Professionals Make ::

Entering the real world is exciting. For young professionals this often means getting your first career-track job, moving into your own place and taking full control of your finances. While everyone wants to get started on the right foot, there are some common mistakes young professionals make that can have long-lasting impact. Figuring It Out...  Read more