6 Reasons Why Mobile Devices are Turning into Budgeting Tools

6 Reasons Why Mobile Devices are Turning into Budgeting Tools

There's not much that a mobile device can't do anymore. That doesn't just apply to downloading music, buying flip flops, and reserving a table at your favorite restaurant. It also applies to managing your money.

Budget software isn't necessarily new, but the way it works with mobile devices is getting better all the time. So if you haven't downloaded the Mint.com app yet, here are 6 reasons why you shouldn't put it off any longer.

Mint Has Room for All of Your Accounts

Don't judge the software by the size of the device. Do you have one checking account, one savings account, and only two household bills? Mint mobile will work for you. Do you have a mortgage, utilities, three car payments, college savings, and an IRA? Mint has you covered.

You can add checking and savings accounts, investments, credit cards, loans, and any other financial category that you like. One they're added, Mint pulls everything together in one tidy, efficient, money-managing app.

Mint Makes Budgeting Easy

Mint is all about budgeting and saving money without the hassle. Once your accounts are entered, that's when you can really get busy.

Create categories for savings, and track progress each time you add money. Create categories for expenses, and you can monitor spending to stay on budget. Set up alerts for almost any reason, such as bill payment due dates or spending limits, and Mint sends a text, email, or both.

Categories give you incredible flexibility. If you need to track spending on sneakers, and boots, and flip flops, you really can have a separate category for them all. And if you go over budget on flip flops, Mint lets you know that, too.

Never Miss a Savings Opportunity

Mint helps you save money in at least two ways. It helps you create and monitor savings categories, and it gives you a heads up if a better deal comes along.

Savings categories help you build for the future. Progress is easy to see overall, or individually by each savings account.

Also, when Mint discovers a way that you can save money, such as a better rate than one you've got, you'll get a hint that keeps you in the know. That 6% mortgage interest rate might have been great several years ago, but wouldn't it be nice to know about a better one? That's what Mint can do.

Mint Updates Automatically

Using Mint.com is simple. Add your accounts, set up a budget, and let Mint go to work. Everything automatically updates whenever there is activity.

Pay a bill or go shopping, and each account and category that's affected by it is adjusted. When you buy those new flip flops, it not only shows up in your flip flop category, but also in your checking or credit card account, and your overall budget summary. Everything works together in a symbiotic relationship.

All of Your Financial Details, Anywhere You Go

Mint.com offers flexibility that lets you manage your budget at home, or wherever life happens to take you. In other words, the same account works on your home computer or mobile device.

If you want to see what would happen if you added more money into a goal savings account, you can do that from the comfort of your easy chair. If you want to see how much you spent on strawberry bubble gum in the past 6 months, you can do that standing in the checkout line at the convenience store.

Mint Works with What You Use

Whether you use an iPhone, iPad, or iPod touch, the Mint app works with all three. It's also optimized for the iPhone 5. If Android is more your style, you're still in luck. Mint has an app for Android and Android tablet users. But that's not all. In 2013, Mint added Windows 8 and Windows 8 phones to the family.

It's easy to see why Mint budgeting software is so popular. It's been awarded, applauded or both by Google Play, CNN Money, Kiplinger's, PC Magazine, WIRED, and others.

Did we mention that it's also free?

If you've been putting off getting the app, you're running out of reasons why. Sign up now, and learn firsthand how Mint.com has become the best mobile way to manage your money.