• All America Bank
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Secure a competitive rate that's higher than the national average and enjoy guaranteed returns with a Discover Bank CD. Choose terms from three months to five years with a $2,500 minimum deposit and accumulate interest in your CD or transfer it to another account. The longer you save, the high rate you earn, so this is a great choice for anyone who wants a stable investment and can afford to put their money away for a fixed amount of time. The interest you earn is compounded daily to grow your savings even more, and you can leave it in your CD account or choose to receive payouts. And you'll get plenty of peace of mind because your account is FDIC insured.
minimum to open
early withdrawl penalty
APYs on CDs are variable depending on the balance and term of the CD:
APYs on GICs are variable depending on the balance and term of the GIC:
All balances3 months0.35%
6 months0.65%
9 months0.70%
1 year0.80%
18 months0.85%
2 years0.95%
30 months1.00%
3 years1.15%
4 years1.30%
5 years1.50%

Account Features

  • Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card!
  • No Pre-Set Spending Limit
  • No annual fee for the first year - $125 Thereafter
  • The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in less than 60 seconds.
Learn more about this account >
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