$82K in student loan debt, looking for options/help/advice.

Justin P.
asked on Tuesday February 11th at 3:44 PM

I am 25.I have a full time job and a part time job, with my income and obligations as follows.

Monthly Income (after taxes): ~$1,800.00 Rent/Bills/Living Expenses: ~$850.00
Total Student Loan Debt: ~$81,932.00
Monthly Student Loan Payment Total: ~$500

I've heard about federal income based repayment programs, consolidation and refinancing. What should I do first? Any other advice? Thanks!